Author's articles

10 Reasons Why Home Owners Sell and Move Up

By Linda Vanmarter · 12 years ago

Unfortunately, selling your home in today’s market will not provide the same result as two years ago; you may be experience a 10-to-30 percent decrease in value. When the housing market declines, so does the ...

Trying To Get A Mortgage To Buy Your Dream Home?

By Linda Vanmarter · 12 years ago

Last month, we touched on the three areas to get prepared for qualifying for a mortgage … credit … income … assets. Let’s take a closer look at credit. How Is Your Credit? What Is ...

Three Areas to Get Prepared for Qualifying for a Mortgage

By Linda Vanmarter · 12 years ago

Before approving a home mortgage, lenders will pay particular attention to three major items, your credit, income and assets. Credit -- In a mortgage lender’s eyes, the higher your credit score, the lower your risk, ...

10 Reasons to Explore a FHA Mortgage

By Linda Vanmarter · 13 years ago

The Federal Housing Administration (FHA), established in 1934, has become one of the most successful federal programs. Basically an insurance agency within HUD (Dept. of Housing & Urban Development), its loans are insured by the ...

8 Benefits of Rural Housing Loans

By Linda Vanmarter · 13 years ago

Many properties can be classified as rural housing and accepted under the USDA Rural Housing Loan Program. This program guarantees rural housing loans for lower to median income applicants for the purchase of owner-occupied single-family ...

10 Incentives for Renters to Become Homeowners

By Linda Vanmarter · 13 years ago

Buying a home instead of renting requires careful consideration, but home ownership can transform your life in numerous ways. Yet landlords often try to dissuade renters from taking this step, perhaps because you’re helping them ...

10 Reasons to Consider Reverse Mortgages

By Linda Vanmarter · 13 years ago

With the volatility of today’s housing market, reverse mortgages have made a comeback as a serious alternative for homeowners who have built up substantial equity through years of mortgage payments. Reverse mortgages provide a number ...

10 Benefits of a VA Loan

By Linda Van Marter · 13 years ago

Eligible veterans may contact the U.S. Department of Veterans Affairs (VA) for assistance with a home purchase loan from a local lender. VA guaranty loans encourage lenders to assist veterans by providing protection against loss ...