Author's articles

Analyzing the Terms and Conditions for a Mortgages Comparison

By Laura Ginn · 11 years ago

When analyzing the terms and conditions for a mortgages comparison, there are always a few factors you'll want to keep in mind. Many people look at mortgages as a necessary evil on the path to ...

Switching Current Accounts - Does It Risk Your Credit History?

By Laura Ginn · 11 years ago

Are you hesitating to switch to a new current account because you're worried that your credit history will be affected? Do you feel that switching to a new bank and a brand new current account ...

Selecting Current Accounts: Tips to Find the Best Current Account UK Providers Can Offer

By Laura Ginn · 11 years ago

When it comes to choosing current accounts, there are more options than ever before. Finding the best current account UK banks have is getting increasingly challenging as a result. Nevertheless, don't give up the hunt ...

People aren't Taking to Current Account Switching in Great Numbers. Do They Have Trouble Comparing Current Accounts?

By Laura Ginn · 11 years ago

The current account is the most prevalent kind of bank account in the UK. According to a report by the OFT, called Review of barriers to entry, expansion and exit in retail banking, 93% of ...

Bank Accounts for Bad Credit 101

By Laura Ginn · 11 years ago

Unemployment, illness, and unexpected tragedies cause many people to be a position of having bad credit. Once your credit rating drops low it, it is hard to bring it back up. There are bank accounts ...

Addressing Common Misconceptions About Ethical Banks and Credit Unions

By Laura Ginn · 11 years ago

Thanks to the all-too-common misconceptions and half truths circulating about alternative banks, ethical banks, credit unions and building societies, many otherwise socially and financially responsible people are choosing to avoid this type of financial institution. ...

Today's Credit Cards are New Examples of an Old Idea

By Laura Ginn · 11 years ago

The average consumer does not think about the long history of the credit cards in their wallet. Today's sleek, plastic cards are the latest members of an illustrious lineage going back centuries, and they are ...

Nationwide FlexDirect Current Accounts Offer Best Current Account Interest Rates on the Market

By Laura Ginn · 11 years ago

Are you looking for a current account that not only allows you to handle your bills and everyday spending, but also pays you a little bit of interest on your money? Current account interest rates ...

Identity Theft: Protecting Your Digital Life

By Laura Ginn · 11 years ago

Your online life is convenient and, in lots of ways, fun. However, identity thieves break into online accounts to gain access to other parts of your life. For example, if a thief gets into an ...

Increasing Demand Could Mean Easier Access to the Cheapest Secured Loans

By Laura Ginn · 11 years ago

A popular website centered on the UK economy, FinancialReproter.com, posted the results of a poll that sheds light on a phenomenon that could open doors for individuals and businesses shopping for low interest rate secured ...

How to Stay Secure When Using NatWest Credit Cards

By Laura Ginn · 11 years ago

Credit cards offer a convenient way of paying for goods and services, whether you are shopping online, on the high street, or travelling abroad. They are also generally considered to be a secure method of ...

How to Choose the Best Current Account

By Laura Ginn · 11 years ago

Although any current account serves much the same purpose to tend to your day-to-day banking needs, there are some important differences to consider when choosing one. Thanks to the new Current Account Switch Guarantee service, ...

Funding Circle for Business Loans

By Laura Ginn · 11 years ago

Peer-to-peer lending sites are still a growing phenomenon in the UK. Their publicity efforts tend to centre on their benefits for investors, mainly the relatively high interest rates they offer to savers. The success of ...

Will A Credit Cards Comparison Of New EU Rules On Interchange Fee Favour Amex Premium Credit Cards?

By Laura Ginn · 11 years ago

EU rules targeting the interchange fee on premium credit cards have most rewards card lenders worried - everyone, except, maybe American Express (Amex). The new rules do not apply to all of Amex premium cards ...

How to Maximize the Way You Use Your Visa Credit Card

By Laura Ginn · 11 years ago

Using credit cards poorly has the potential to sink you into debt and rack up enormous interest fees. But used correctly and conscientiously, you can reap the many benefits of spending on a credit card ...

How Offset Mortgages Work for Fixed and Tracker Mortgages

By Laura Ginn · 11 years ago

For consumers who are looking to save money on their home loans, the first option is usually to opt for a home loan that offers the lowest interest rate. While this path works well for ...

Comparing Energy Costs Between MPs and Average Householders

By Laura Ginn · 11 years ago

Due to the price increases in the UK, many householders can expect their bills to be an average of £1,465. Unfortunately, such an increase means that many families will struggle to stay warm in the ...

5 Smart Strategies to Eliminate Your Credit Card Debt

By Laura Ginn · 11 years ago

The excitement of making just the minimum payment on your credit card balance only lasts a while. Millions of Brits, who carry a balance, discover the danger of minimum payments after they feel the sting ...

Travel Money Saving Using Credit Cards

By Laura Ginn · 11 years ago

The convenience of using credit cards on travel can be outweighed by the costs if you do not use them wisely, but if you select the best card for travel and use it well, the ...

Top 5 Myths About Credit Card Sign Up Bonuses

By Laura Ginn · 11 years ago

A credit card is just a credit card until you take all those flashy sign-up bonuses into account. Bonuses add new meaning to earning rewards. Consumers can't wait to get them and credit card companies ...