Author's articles

Should you take the tax free cash from your pension?
By Phillip Bray · 12 years ago
Research published recently by the Prudential shows that the majority of people, nearly eight out of 10 in fact, take a tax free lump sum from their personal pension plan or company scheme, when they ...
Annuities: how much does each option you choose affect your income?
By Phillip Bray · 12 years ago
When buying an Annuity you have a number of sometimes bewildering choices. Should income be paid monthly or yearly, in advance or in arrears? What is a guarantee period? Do I need one? How much ...