Author's articles

Scottish Trust Deeds Explained
By Richard Spencer-Hayes · 14 years ago
People living in Scotland who have problems with unsecured debts have a number of options to become debt free. One way in which people can solve their debt problems is with a Scottish Trust Deed. ...
Avoiding Home Repossession – What are your options?
By Richard Spencer-Hayes · 14 years ago
Latest economic forecasts predict that more and more people living in the UK will be faced with repossession of their home in 2011. If you are struggling to keep up with your mortgage repayments then ...
Home Eviction Notices – A Quick Guide
By Richard Spencer-Hayes · 14 years ago
Latest forecasts predict that in 2011 an increasing number of homeowners will face up to home repossession. If your home is repossessed and you do not move out by the date set by the court ...
Full and Final IVA – A Guide
By Rich Spencer-Hayes · 14 years ago
Individual Voluntary Arrangements (IVAs) are a popular solution for people in the UK who are struggling with significant debt problems. In certain circumstances a full and final IVA is an option. What is a Full ...
A Quick Guide to Bankruptcy
By Richard Spencer-Hayes · 14 years ago
The first bankruptcy law in England was passed in 1542, with the term being an amalgamation of the old English word bankus referring a tradesman's table and ruptus, meaning to break. At this time, bankruptcy ...