Author's articles

The Truth About 10 Credit Score Myths

By Peter Miller · 19 years ago

Credit scores are enormously important to both borrowers and mortgage lenders. In the same way that doing better in work, sports or at school produces real benefits, the same is true with credit scores. With ...

How Much Should You Borrow?

By Peter Miller · 19 years ago

There's little doubt that we're borrowing more and there's also little doubt that credit is one of the great conveniences of modern life. That said, like Goldilocks you want to borrow the amount that's just ...

Homeowners Rejoice: Tax Breaks Are Here

By Peter Miller · 19 years ago

Let's be honest: April 15th is a day of reckoning, the moment when we find out what we really owe for taxes. In households nationwide wallets are drained and many who were rich on the ...

FHA Loans Look Strong

By Peter Miller · 19 years ago

We take long-term mortgages for granted today, but it wasn't always that way. Long ago it was likely that if you financed a home you borrowed money with a five-year "term" mortgage -- and even ...

The Perils of Plastic

By Peter Miller · 19 years ago

Millions of credit card borrowers are about to face larger monthly payments, a change that represents both good news and bad for consumers. Under new guidelines suggested by the federal government, starting in January minimum ...

Has the Bubble Burst?

By Peter Miller · 19 years ago

After watching home values soar during the past few years it looks as if real estate reality is finally about to set in. The home-pricing forecast for 2006 is mild and modest with higher prices ...

How to Get Your First Mortgage

By Peter Miller · 19 years ago

When it comes to lifetime markers getting a first mortgage is a major event. With a mortgage you''re magically transformed from occupant to owner and from tenant to titleholder. Applying for a mortgage used to ...