Author's articles

Why use a debt settlement company when I can negotiate my debts myself?

By Scott Wallitsch · 16 years ago

Are you considering hiring the help of a professional debt settlement company to help you negotiate your unsecured debts, but you can justify paying someone for something you might be able to do on your ...

Tips For Being Successful In A Debt Settlement Program

By Scott Wallitsch · 16 years ago

Often times, clients who enter into debt settlement programs think that as soon as they are accepted into the program, their job is done. They could be more wrong. Here are a few tips that ...

Does debt settlement affect my credit?

By Scott Wallitsch · 16 years ago

When dealing with any type debt negotiation plan, one of the first questions asked is always “Will this effect my credit score?” The short answer is yes. Anything that does not constitute paying your creditors ...

Realistic Expectations for the Debt Settlement Industry

By Scott Wallitsch · 16 years ago

Let’s face it, the debt settlement industry has a really bad reputation, but I don’t think that everything can be blamed specifically on the settlement companies. I will admit that there are some companies that ...