Author's articles

Debt Elimination Made Easy - Consolidate And Become Debt-Free

By Melissa Kellett · 14 years ago

Many people are seeking alternatives to manage their debts and rebuild their credit. Bills and payments mounting till bankruptcy becomes a menace is not an uncommon situation and using credit cards and payday loans to ...

Take A Short Break With An Unsecured Loan

By Melissa Kellett · 14 years ago

If you’ve been postponing that trip for some time now and you just don’t want to delay it any longer; if you need a short break from your daily obligations, it is probably time that ...

Real Estate: Leasing Is An Option

By Melissa Kellett · 14 years ago

You may be thinking about purchasing a property or maybe making your first steps into the real estate business. You may be overwhelmed by the figures this implies and wonder where to turn for financing. ...

Home Loan Refinancing: Facts And Tips

By Melissa Kellett · 14 years ago

Home loan refinancing are now common terms among Americans. Often, since home loans imply long repayment programs, the borrowers’ financial situations vary and adjustments need to be made. That’s when home loan refinancing comes in ...

Budgeting For House Appliances Purchases

By Melissa Kellett · 14 years ago

Purchasing house appliances may seem an easy task but that is only if you have the money or the financing. And even if you do, budgeting the purchases can not only make things a lot ...

A Serious Emergency That Was Solved With A Payday Loan

By Melissa Kellett · 14 years ago

Not so long ago we received a consult from a single mother going through a rather desperate situation. Her only child needed to go through a surgical procedure and she needed money urgently. Though she ...

Seize Additional Funds By Refinancing Your Mortgage

By Melissa Kellett · 14 years ago

If you need financing and you can’t resort to traditional means due to bad credit or you just would prefer to obtain more advantageous loan terms and not so high interest rates and payments as ...

Home Improvement Loans Have A Hidden Prize

By Melissa Kellett · 14 years ago

This is a kind of loan that is also backed by the equity in your home, like home equity loans and mortgages. Is not it nice to make some changes, add a room or a ...

A Personal Loan Or A Payday Loan?

By Melissa Kellett · 14 years ago

Being out of cash is more common than most people would think and they do not always get over their cash problems in a sound way. For this reason I’ve gone into the trouble of ...

What Is So Personal About A Personal Loan?

By Melissa Kellett · 14 years ago

When we are asked, "What do you want to see Mr. Jones for?" and you say it’s personal, you actually mean, "mind your own business". And personal loans are exactly that: The lender minds his ...

Credit Card Debt And Senior Citizenship

By Melissa Kellett · 15 years ago

It is amazing how credit card debt has begun affecting senior citizens. Though the credit card debt that the average senior citizen holds is almost half the debt that the average American carries, it still ...

Are Unsecured Personal Loans Good For Home Improvements

By Melissa Kellett · 15 years ago

Many advertisements on the internet and on other media suggest that you can use certain unsecured personal loans for whatever purpose including making home improvements. Have you ever wondered whether personal loans are really such ...

Prepare Yourself For Mortgage Refinancing

By Melissa Kellett · 16 years ago

You’ve been advised to refinance your home mortgage, you finally made up your mind but you are not sure how to be prepared for this process. Learn all you need to know before applying for ...

Debt Consolidation: Just Another Scam?

By Melissa Kellett · 16 years ago

You have probably heard so many bad reviews about debt consolidation programs that you think that debt consolidation agencies are nothing but groups trying to rip off customers who are in desperate need of fixing ...

Homeowner Personal Loan – The Advantages Of Ownership

By Melissa Kellett · 16 years ago

When you are looking for finance to fulfill your personal needs, the main problem is to get the amount of money you need. However, you probably want to pay the least possible amount of interests ...

Guaranteed Finance For People With Bad Credit

By Melissa Kellett · 16 years ago

If asked, a lender would state that bad credit history equals to an illness and that’s the reason why they seem to run away from bad credit applicants. Loan applications filled by people with a ...

How To Get A Personal Loan Even With A Low Credit Score

By Melissa Kellett · 16 years ago

It is important that you understand the role that credit score plays in your ability to obtain finance. It will not only determine whether you get approved or not, but also the interest rate you ...

Achieve Good Credit: Consolidate And Eliminate Your Debt

By Melissa Kellett · 16 years ago

It may be time to consider getting a personal consolidation loan. Every year thousands of people default and file bankruptcy in order to eliminate debt and get a fresh start. However the consequences of this ...

Getting Finance For College Even With Bad Credit

By Melissa Kellett · 16 years ago

For many of those who are thinking about starting college, the issue of where to get finance in order to pay their way through, might steal their night’s sleep. Since it is almost impossible to ...

Student Buried In Debt? You Can Consolidate Too

By Melissa Kellett · 16 years ago

In order to get your way through college you may decide to take out numerous loans. This sometimes unavoidable decision will have consequences on your credit rank and credit history. However you can improve your ...