Author's articles

What You Need to Know About FHA Down Payment and Gift Fund Guidelines
By Patricia Barmatz · 14 years ago
FHA home loans have been around since 1934 and have helped many buyers purchase the home of their dreams. The underwriting guidelines on FHA home loans are much more lenient than on the conventional loans ...
What are the differences between an FHA home loan and a conventional loan?
By Patricia Barmatz · 15 years ago
When you are looking at the different loans available to purchase or refinance, it can be confusing. Over the past year there have been many changes in the underwriting guidelines for all mortgages. FHA has ...
What is a Streamline Refinance?
By Patricia Barmatz · 15 years ago
A streamline refinance is a refinance for borrowers who currently have an FHA loan. The documentation that is required for a streamline refinance is limited compared to a regular refinance. Using this type of loan ...