When a lender is considering a prospective client for a loan, it goes like this: What is the credit rating? What is the credit background? How much money do they have for a down payment? ...

When you have a credit score ranging from 720-750 chances are you will get a nice interest rate an affordable loan overall. If you have a down payment and a nice credit history, then you ...

A defaulted student loan will put you in a complicated situation. You will likely have to repay the loan and your credit will be ruined. When your student loan goes into default, your account is ...