Author's articles

Insider Secrets to Negotiating Debt
By Andy Faria · 14 years ago
Debt Settlement An Overview Consumer debt, particularly credit card debt, is the highest it has ever been in the United States. Most Americans view credit cards as a way to make ends meet in tough ...
What to Never Tell a Debt Collector
By Andy Faria · 14 years ago
Dealing with Creditors during Debt Settlement There are certain pieces of information you should never tell your creditors while enrolled in a debt settlement program, should you find yourself in a conversation with them. o ...
What is Your Credit Worth in This Economy?
By Andy Faria · 14 years ago
Is your credit score worth $50,000 to you? In other words, would you reduce your credit score from 700 to 500, if you could save fifty grand? For those that have already reached the breaking ...
Insider Secrets to a CITI Loan Modification
By Andy Faria · 14 years ago
If you've found yourself behind on mortgage payments to CITI Mortgage you may already know it can be very frustrating to successfully modify your loan. Understanding how their departments are layered is the key piece ...
Bank of America Denied My Loan Modification - What Now?
By Andy Faria · 14 years ago
Many professionals consider Bank of America to be one of the most frustrating lenders to modify a loan with. With the recent acquisition of Countrywide, they now service an enormous amount of home loans for ...
The Dirty Little Secret About 2nd Mortgages
By Andy Faria · 14 years ago
The dirty little secret that the servicers of second mortgages and equity loans don't want you to know is that the borrower holds most of the leverage when they fall behind on the monthly payments. ...