Author's articles
Debt Management Plans - A Quick Guide
By Richard Spencer-Hayes · 13 years ago
One of the most widely used solutions to financial problems used by people in the UK is a Debt Management Plan (DMP). If you are having trouble keeping up with your debt repayments then this ...
Individual Voluntary Arrangement (IVA) Law
By Richard Spencer-Hayes · 13 years ago
The law on Individual Voluntary Arrangements (IVA) is now firmly part of the range of remedies available to someone with significant debt problems. An individual consumer, or self employed person, with unsecured debts – usually ...
The IVA Process – An Overview
By Richard Spencer-Hayes · 13 years ago
Individual Voluntary Arrangements (IVAs) are one of the most common debt solutions used by individuals with debt problems in the UK. For people entering into an IVA the basic process is as follows.
Although the ...
Advantages of Individual Voluntary Arrangements
By Richard Spencer-Hayes · 13 years ago
Individual Voluntary Arrangements also known as IVAs are just one type of debt solution available to people in the UK. If you are suffering from serious debt problems then you may be eligible to apply ...
Debt Relief Orders – A Quick Guide
By Rich Spencer-Hayes · 14 years ago
In the UK there are a number of debt relief options that are available to individuals with financial problems. These options include debt management plans, Individual Voluntary Arrangements and bankruptcy. In certain circumstances a further ...
How to Reduce Credit Card Debt
By Richard Spencer-Hayes · 14 years ago
Many people in the UK find that they have to face up to credit card debt problems at some point in their life. The convenience of credit cards combined with their high rates of interest ...