Interest in luxury homes has gone up in recent years, thanks to the housing crunch and the resulting drop in prices. In Laguna Beach, where it’s still pretty much a buyer’s market, sellers are in ...

The housing crisis has put many Laguna Beach homes "underwater"—their value has dropped so much that they’re worth less than the mortgage owed on them. For homeowners, the only alternative to foreclosure is a short ...

The Real Estate Settlement Procedures Act (RESPA) began 2010 with various changes in its lending policies, most of which are intended to curb mortgage fraud and prevent more homeowners from falling into default. But as ...

The American Recovery and Reinvestment Act of 2009, commonly known as the stimulus act, was enacted in 2009 with the goal of reviving the stagnant U.S. economy. Among the sectors most eager to receive help ...