LET'S BEGIN with a startling notion: Most of your creditors don't want you to read this. Why? Probably because the world's most powerful banking interests desperately need consumers to buy into a few oft-told myths ...

There is so much misinformation out there about how your credit works. Let me dispel the myths right now with the exact information right from Fair Isaac, the creator of the FICO scoring system that ...

Today we're going to discuss how a HELOC (Home Equity Line of Credit) can negatively impact your credit. Odds are that some of you out there have tapped into the equity in your home to ...

As an adult almost everything you do revolves around your credit. Your ability to purchase a home, a car, a big screen TV. It also affects your insurance rates, renting an apartment and even getting ...