Author's articles
Demystifying Title Insurance Closing Costs
By Neil Stevenson · 14 years ago
Obtaining title insurance is a universal requirement for almost every mortgage and remortgage. While the expense is usually minimal compared to the overall expense of the property itself, it is important to understand what title ...
Can I Remortgage?
By Neil Stevenson · 14 years ago
The question "Can I remortgage?" is being asked more and more often as interest rates continue to fall. There are a number of variables involved in answering that question, but there are two basic issues ...
Title Insurance Refinance Options
By Neil Stevenson · 14 years ago
Title insurance is a required fact of life when originating a new mortgage, but many homeowners question whether they need to obtain new title insurance when they refinance. Unfortunately, the simple answer is yes.
Title ...
Alternatives to Refinance Rental Property
By Neil Stevenson · 14 years ago
If you are considering refinancing your existing rental property, there are a number of factors to consider before committing to take the plunge. One simple alternative can streamline the process and save a considerable amount ...
What Is a Non Status Mortgage?
By Neil Stevenson · 14 years ago
A non status mortgage is a specific lending instrument designed to allow individuals who are unable to establish normal income to qualify for a loan. This mortgage type was originally intended to provide loans to ...
Home Equity vs Refinance: Time for a Rematch
By Neil Stevenson · 14 years ago
In the never ending battle between believers in home equity and the proponents of refinance, the rhetoric is often passionate and heartfelt. Battle lines have certainly shifted over the past several decades and there have ...
When Does a Cash Out Mortgage Refinance Plan Make Sense?
By Neil Stevenson · 14 years ago
Cash out mortgage refinance loans are a popular vehicle for homeowners with significant equity in their homes to obtain money at a reasonable interest rate. While the advantages of extra cash in hand are intuitively ...