Author's articles

Indexed Insurance Policies Hedge against Inflation
By Thomas Swenson · 10 months ago
High Interest Rates Increase Market-Linked Growth of Indexed Universal Life Insurance (IUL) and Fixed Index Annuities (FIAs) At the age of 65, an individual can expect to live about 25 years in retirement (a bit ...
INDEXED UNIVERSAL LIFE INSURANCE (IUL) ADAPTS TO INFLATION AND HIGH INTEREST RATES
By Thomas Swenson · 1 year ago
High Interest Rates Increase Market-Linked Growth of Cash-Value Life Insurance High bond interest rates accompanying currently high inflation enable increased growth of cash value in indexed universal life insurance (IUL) policies. This can provide peace ...
Lifetime Income -- Build Your Own Pension
By Thomas Swenson · 1 year ago
Build Your Own “Pension Plan” with a Guaranteed Lifetime Annuity At the age of 65, an individual can expect to live about 25 years in retirement (a bit longer if married). Annuities generally provide at ...
Paying for Long Term Care
By Thomas Swenson, J.d. · 1 year ago
The longer people live, the more likely they will need some form of long term care (LTC). The national average cost of a private room in a nursing home in year 2021 was about $108K ...
Tax-Free Income
By Thomas Swenson, Jd · 1 year ago
Tax-Free Income through Life Insurance. Really? Initially, it might not seem to make much sense, but modern cash-value life insurance can be designed to produce tax-free income in the form of loans from the life ...