Author's articles
Avoid Being an Insurance Casualty
By Stuart Broad · 12 years ago
Conceptually insurance protects people and their assets from the risks in life, but often due to the ignorance of policyholders it fails to do just this. Insurance companies do not help much and intentionally make ...
Factors That Affect Your Vehicle Insurance Premium
By Stuart Broad · 12 years ago
Everyone wants to pay less for their insurance especially because insurance is a grudge purchase. We do not want insurance, but we definitely need it so let us look at some factors that influence our ...
3 Tips for 1st Time Insurance Buyers
By Stuart Broad · 12 years ago
Insurance is often referred to as a ‘grudge purchase’. When one considers that insurance is an item we buy with the hope of never using it, then it is easy to understand the animosity consumers ...
3 Ways To Reduce Public Liability Insurance Premiums
By Stuart Broad · 13 years ago
In today’s society the words "I’m going to sue you" are commonplace. Not only are people filling more lawsuits it is also becoming easier to do so. As a result public liability insurance has become ...
Small Business Insurance Basics
By Stuart Broad · 13 years ago
Running a small business can be tough at times and most businesses run a fine line between being profitable and making a loss. These narrow margins leave small businesses very vulnerable to the risk of ...
5 Car Insurance Fallacies
By Stuart Broad · 13 years ago
Fallacy no.1: I don’t need car insurance because I’ve never been in an accident.
Having never been in a motor vehicle accident is definitely not a good reason for driving around uninsured. If you have ...
How To Compare Insurance Quotes
By Stuart Broad · 13 years ago
When people start shopping around for insurance quotes the first thing they do is compare prices. This is completely natural because you want a good deal, but it is essential that you do not stop ...
3 Car Insurance Basics
By Stuart Broad · 13 years ago
Trying to understand the ins and outs of car insurance is a tricky undertaking. This is no coincidence as insurance companies deliberately make policies complex in order to ensure that they have a number of ...
Why You Need Insurance
By Stuart Broad · 13 years ago
Insurance is a fairly simple concept; you pay a company a certain amount of money in order to cover your own financial risks. In general the amount of money you pay, known as a premium, ...
Saving On Home Insurance Is Easy
By Stuart Broad · 13 years ago
Your home is your most prized asset as it is typically the biggest investment people typically make. Having adequate insurance to cover this valued asset is essential. There are two insurance options for a home; ...
Insurance You Don't Need
By Stuart Broad · 13 years ago
New insurance companies are popping up all the time and judging by the amount of advertising they buy they are lush with money. So how do you avoid buying share holders of insurance companies a ...
Four Guidelines For Reducing Your Insurance Premiums
By Stuart Broad · 13 years ago
Insurance is often referred to as a grudge purchase because although most people do not want to pay for insurance, they need to in order to live a comfortable risk free life. Even though most ...
Car Insurance Savings Tips
By Stuart Broad · 13 years ago
Car insurance premiums are partly based on factors under your control and partly on factors outside your control. It is pointless getting stressed about the latter, but knowing which factors under your influence affect premiums ...
Insurance Brokers 101
By Stuart Broad · 13 years ago
Insurance brokers are a vital component of the insurance industry. The rise of direct insurance has reduced the number of insurance brokers, but they still offer vital financial services and will continue to do so ...
Avoid Insurance Fraud At All Costs
By Stuart Broad · 13 years ago
The current economic crisis has resulted in tough times for most consumers. Consumers have been put under increased financial pressure and this has led to greater temptation to use car and home insurance claims to ...
Red Cars Mean Paying More Green For Insurance
By Stuart Broad · 13 years ago
Your love for all things red, including your car, could be why your motor insurance premiums are higher than your friend’s who happens to drive a sky blue sedan. The amount you pay for your ...
Car Insurance For Your Kids
By Stuart Broad · 13 years ago
As a parent, you are probably aware that insurance companies will charge a much higher premium for your child that has recently acquired a drivers’ license. In fact you should be aware of this, considering ...
Liability Insurance For Intoxicated Guests
By Stuart Broad · 13 years ago
Whether you are hosting a birthday party, a housewarming or a new years eve party, chances are that some if not all of your guests will have a bit more to drink than they should. ...
Getting Specialized Motorcycle Insurance
By Stuart Broad · 13 years ago
Although motorcycle insurance is similar to regular vehicle insurance in many ways, it is still considered specialized insurance. Depending on how you use your motorcycle, it may be prudent to opt for an insurance company ...
How To Choose A Medical Scheme
By Stuart Broad · 13 years ago
Medical schemes are very different to traditional health insurance companies. They are not-for-profit organisations and belong to their members. Medical schemes function by pooling together contributions from members and then when members are in need ...