Author's articles

Your Best Debt Relief Option May Surprise You
By Joseph Hernandez · 12 years ago
I know it can be confusing which debt elimination program or strategy to choose. This article illustrates the differences between the various alternatives. The best debt relief option available to you depends mostly on the ...
Can Debt Collectors Repossess My Assets If I Don’t Pay?
By Joseph Hernandez · 12 years ago
Many debtors that are delinquent repay the collection agencies based solely on the threat of repossession if the debtor cannot or will not pay the debt. This is a shame. According to the Federal Debt ...
"The Truth About Debt- What Will Happen If I Stop Making Payments?"
By Joseph Hernandez · 12 years ago
debt collectors won't simply disappear. Most of them will do everything in their power to collect a debt. And consequently, your credit will be ruined up to 10 years! On a sub-conscious level, it's much ...
"If You Stop Paying Your Credit Cards can You get Sued?"
By Joseph Hernandez · 12 years ago
If you stop paying your credit cards, it is possible, but highly unlikely if you have a lot of unsecured debt(e.g. credit card, medical bills, collection/charge-offs). Creditors and debt collectors of unsecured debt do have ...
Making Minimum Payments Is Like Taking Out An Auto Loan For 33 Years!
By Joseph Hernandez · 12 years ago
Most consumers that have excessive credit card debt are making minimum payments. And that puts a huge grin on the face of the credit card companies! Why? So they can keep you in debt for ...