Author's articles

Credit Repair Help For All

By Shelly Evans · 13 years ago

Negative remarks and late payments can take its toll from your credit score. The longer you leave your credit in poor standing, the more difficult it will be to regain good credit. Nonetheless, it is ...

Can I Fix My Credit?

By Shelly Evans · 13 years ago

Is it really possible to fix your own credit history? The answer is yes. Sometimes, it is not necessary to get help from credit repair companies to improve your personal credit. There are some steps ...

Signs that You Need Bad Credit Repair

By Shelly Evans · 13 years ago

When should you start taking action to rebuild bad credit? When you should start getting help in repairing your credit? Unfortunately, some people are not even aware that they have bad credit until the damage ...

Mistakes to Avoid When Repairing Bad Credit

By Shelly Evans · 13 years ago

When you have bad credit, it’s a relief to know that it doesn’t need to be permanent and that you can actually do something to improve it. However, some people may commit mistakes which could ...

Should You Buy A House with Bad Credit?

By Shelly Evans · 13 years ago

A house is a huge investment. Many people have been able to make a home purchase by acquiring a mortgage loan from their local bank or lender. However, because it involves a large sum, many ...

Bad Credit? How to Apply for Mortgage

By Shelly Evans · 13 years ago

If you have imperfect credit, you’re not alone. Many people struggle with bad credit for varying reasons. For instance, you might have been a victim of recession and lost your job unexpectedly. Or perhaps you ...

Which Way to Debt Consolidation Success?

By Shelly Evans · 13 years ago

One way to deal with bad debt is through consolidation. By combining multiple debts into a one loan, the borrower can enjoy a single and reduced rate of interest, lower monthly payment, and freedom from ...

How to Avoid Credit Card Traps

By Shelly Evans · 13 years ago

When in search for a credit card, you will be confronted with a lot of choices. And with so many options available, selecting the best one can be tough. The new credit CARD law was ...

How to Get Yourself Out of Bad Credit

By Shelly Evans · 13 years ago

When bad credit is the problem, resorting to tricks will not do. Some fraudulent agencies that offer debt relief services may give consumers the wrong advice. Needless to say, some credit repair agencies are only ...

Bad Credit? Avoid Credit Repair Scams!

By Shelly Evans · 13 years ago

Being in stuck in bad credit can be a stressful situation for anyone. In the hopes to get out of bad credit quickly, a person can be vulnerable to the tricks and tactics of scammers ...

Pointers to Consider Before Cancelling a Credit Card

By Shelly Evans · 13 years ago

If you want to close out your credit card account, then you need to execute it correctly. Keep in mind that the wrong move may cause hurt to your credit rating. In this post, let ...

How to Stop Bad Credit Card Habits

By Shelly Evans · 13 years ago

Let’s face it, overspending on credit cards is a very bad habit that can lead you into trouble. Yet although many people are aware of this fact, many are just as guilty as well. Yes, ...

How to Manage Credit Card Debt without Cancelling

By Shelly Evans · 13 years ago

Some people find themselves stuck in large credit card debt mainly due to uncontrolled spending and inefficient account management. As a result of not submitting payments on time, a lot of cardholders pay a huge ...

How to Negotiate With Your Credit Card Company

By Shelly Evans · 13 years ago

If you are struggling to pay your credit card debt, negotiating with your credit card company is the first important step in resolving the problem. In this article, let us discuss the steps on how ...

How To Manage A High Credit Limit

By Shelly Evans · 13 years ago

Many people prefer credit cards with a higher credit limit. Needless to say, if you have a high credit line, it would be much easier to lower your credit-to-debt ratio. However, there is also the ...

The True Nature Of Low Interest Credit Cards

By Shelly Evans · 13 years ago

What is all the hype about low interest credit card? Are they really the best thing that conquered the market? Is a low interest rate credit card really the solution to your credit card problems? ...

Reasons Why People Don’t Fix Bad Credit

By Shelly Evans · 13 years ago

People are aware of the fact that having bad credit comes with many disadvantages such as not qualifying for the best rates and going through a more difficult process of application. Some people may even ...

The Right Low Interest Credit Card For You

By Shelly Evans · 13 years ago

Are you trying to find the perfect low interest credit card for you? If you really want to find the best one, you need to be patient and diligent enough to do your homework. You ...

Points to think about when Getting A 0% Interest Credit Card

By Shelly Evans · 13 years ago

In the past years, a 0% interest credit card may seem like an impossible deal. But as the popularity of credit cards increase and the competition among credit card issuers grow stronger, different types of ...

What can I Learn from Bad Credit Personal Loan Advice?

By Shelly Evans · 13 years ago

A lot of consumers know for a fact that having a bad credit standing can hurt their chances of being granted the credit programs they need. After all, they have observed that many lenders today ...