Author's articles

What Your Condos Home Owners Association Board Should Know Before They Says "No" To FHA Approval!
By Sam Spade · 11 years ago
On February 1st of 2010 the entire game changed with regards to obtaining FHA insured loans for condominiums. No longer could a seller get "Spot" (single unit) approval when they tried to sell their condo. ...
FHA Reverse Mortgages for People Older Than 62
By Sam S. Spade · 12 years ago
If you are age 62 or older you may want to participate in FHA's Home Equity Conversion Mortgage (HECM), better known as the Reverse Mortgage, program. To qualify for a Reverse Mortgage you must be ...
A Brief Description the Basic Types of Mortgage Loans
By Sam S. Spade · 12 years ago
Conventional Mortgage - This mortgage, which is also known as a fixed-rate mortgage, is the one that is thought of when most people think about buying a home. These types of mortgages can run from ...
Comparing FHA Financing to Conventional Financing for Owner Occupied Homes
By Sam S. Spade · 12 years ago
It was 1934, the time of the Great Depression. Franklin D. Roosevelt had been elected President 2 years earlier and he started to establish programs to help the economy and unemployment. These were referred collectively ...