Mortgage & Debt

Amortization Schedule Calculators
By Richard Romando · 19 years ago
The following are some of the best and most popular amortization schedule software applications, and websites that offer web-based amortization schedule tools on the Internet. Bankrate.com (http://www.bankrate.com/brm/amortization-calculator.asp) has an amortization schedule calculator that calculates your ...
Credit Card Debt Management
By Eric Morris · 19 years ago
The credit card is an integral part of American life, and so is the consequent debt problem. Credit card debt means the total unpaid balance due on the credit card. Late payments result in penalties ...
Non-Conforming Mortgage and Equity Loans
By Nick Ran · 19 years ago
Purchasing a home is sometimes stressful enough without worrying about whether or not the bank is going to approve your loan. If your new on the job, are a little overextended on your credit or ...
Manufactured and Modular Homes: Mortgage Loan and Financing Advice
By Jennifer Frakes · 19 years ago
Are you looking into purchasing or refinancing a modular or manufactured home? Knowledge of the basic definition of each type of home is essential to finding the right loan. Modular homes are built in sections, ...
Hard Money Equity Loans: Understanding Bad Credit Home Equity Financing
By Mary Stasiewicz · 19 years ago
Hard money equity loans in the prevailing market are loans at a premium rate to the borrower in exchange for a no red tape equity loans. The money may be used by the lendee for ...
Consumer Credit Counseling Agencies
By Eric Morris · 19 years ago
Consumer Credit Counseling Agencies are organizations that provide credit counseling to customers. These agencies are usually non-profit organizations and employ certified counselors. Due to rampant problems with early credit counseling services, the credit counseling industry ...
Home Mortgage Rate Trends: Refinance and Home Equity Loan Rates Projections
By Mary Stas · 19 years ago
For the last twenty years Federal Reserve Bank Chairman Alan Greenspan has controlled the rates at which banks lend money to their prime customers. The Federal Reserve loan rate was raised or lowered by Alan ...
Twelve Benefits of Do-It-Yourself Debt Settlement
By John Janney · 19 years ago
Although the tide of bankruptcies receded after the new bankruptcy law went into effect on October 17, 2005, a swelling volume of new personal bankruptcy filings are starting to flow into the court systems. With ...
Manufactured Homes vs. Modular Home with Mortgages and Home Loans
By Mary Ny · 19 years ago
Many wonder what the difference is between a manufactured home and a modular home because both may be placed in a land-leased community or on private property. The differences are in how it is assembled ...
Home Equity Loan Consolidation with 2nd Mortgages for People with Less than Bad Credit
By Maria Ny · 19 years ago
Refinancing your 1st and 2nd mortgage loans can be an effective way to re-establish your credit, particularly if you have recently declared bankruptcy or otherwise have bad credit. Fortunately, the underwriting standards for many secondary ...
Effects Of Bad Credit Reports
By Thomas Morva · 19 years ago
Before analyzing what the effects of a bad credit report could amount to, it is important to understand the concept of a credit report. A credit report is in itself a compilation of your credit ...
Property Foreclosure
By Ron Victor · 19 years ago
When a person buys a home, he has to take a loan regularly. The lenders, generally banks, keep the title to home collateral in this case. When the person is unable to pay the dues ...
Consumer Debt Counseling
By Jimmy Sturo · 19 years ago
Consumer debt counseling refers to the process of advising consumers on the various ways they can clear their debt without resorting to bankruptcy. The target audience is those people who have run up huge credit ...
“Opiate-Like Addiction Besets College Campuses In The U.S.”
By Dale Rogers · 19 years ago
Parents and students alike have prepared for this first day of school in college. The hard studying and sacrifice have brought them to their first day of college. Years of preparation and planning have set ...
The Truth About 10 Credit Score Myths
By Peter Miller · 19 years ago
Credit scores are enormously important to both borrowers and mortgage lenders. In the same way that doing better in work, sports or at school produces real benefits, the same is true with credit scores. With ...
How Much Should You Borrow?
By Peter Miller · 19 years ago
There's little doubt that we're borrowing more and there's also little doubt that credit is one of the great conveniences of modern life. That said, like Goldilocks you want to borrow the amount that's just ...
Homeowners Rejoice: Tax Breaks Are Here
By Peter Miller · 19 years ago
Let's be honest: April 15th is a day of reckoning, the moment when we find out what we really owe for taxes. In households nationwide wallets are drained and many who were rich on the ...
FHA Loans Look Strong
By Peter Miller · 19 years ago
We take long-term mortgages for granted today, but it wasn't always that way. Long ago it was likely that if you financed a home you borrowed money with a five-year "term" mortgage -- and even ...
The Perils of Plastic
By Peter Miller · 19 years ago
Millions of credit card borrowers are about to face larger monthly payments, a change that represents both good news and bad for consumers. Under new guidelines suggested by the federal government, starting in January minimum ...
How to Get Your First Mortgage
By Peter Miller · 19 years ago
When it comes to lifetime markers getting a first mortgage is a major event. With a mortgage you''re magically transformed from occupant to owner and from tenant to titleholder. Applying for a mortgage used to ...