Mortgage & Debt

Rent to Own Homes One of the Best Options for Future Homeowners

By Allison Edrington · 13 years ago

Getting the down payment and a loan to go with it for a house can be a challenge, especially if your credit score is low. However, rent to own homes offer a unique opportunity for ...

How to Get a Home Improvement Loan with Bad Credit

By Shelly Evans · 13 years ago

If you have programs to enhance or renovate your home, acquiring a mortgage might be just what you should get started. If you have very good credit score rating, you need to don't have any ...

IVA and other debt solution options

By Mona Malik · 13 years ago

An Individual Voluntary Arrangement is a good debt solution in the right circumstances. The Individual Voluntary Arrangement option has however been heavily marketed leading some members of the public to be naturally less aware of ...

5 Steps to Help Shoppers Get Out of Debt

By Janna Chin · 13 years ago

Do you use shop therapy to feel better when you’re depressed? When you see something you want, do feel the need to buy it as if driven by an unseen force? Are you over your ...

How Does an Adjustable Rate Mortgage (ARM) work?

By Marc Dooley · 13 years ago

In 1982, the Garn-St. Germain Depository Institutions Act was passed, allowing lenders to offer the Adjustable Rate Mortgage—or ARM, for short. An ARM is a very different kind of loan than the more standard and ...

Understanding Free Credit Monitoring

By Alice Marlen · 13 years ago

Credit monitoring is the statement declared by the regulatory officials of the region, to explain credit trustworthiness of an organization or individual. This statement concerns the previous credit status and the current monetary status, to ...

How to Save Money on Home Financing

By Samantha Taylor · 13 years ago

If you are planning to buy a home but do not know how to afford a lump sum amount then the best solution for you is to finance a home purchase. Home financing is to ...

Adding a Terminal Illness Booster While You Buy Life Insurance

By Cishemant Mahajan · 13 years ago

At the time you buy life insurance plan, there will be a number of plan features and options that you can consider adding to your insurance. Usually these will come at an extra cost – ...

What Mortgage Agent Course Do You Take to Become a Licensed Mortgage Agent in Ontario?

By Cynthia Legault · 13 years ago

An individual interested in becoming a Mortgage Agent in Ontario must complete a Mortgage Agent Course that meets the Mortgage Agent Qualifying Standards as defined by the Financial Services Commission of Ontario (FSCO). FSCO is ...

Individual Voluntary Arrangement fees

By Mona Malik · 13 years ago

The press is flooded with recommendations that debt advice or debt solutions should be free of charge. Within the specialist area of IVA advice still the simple fact is that there is no such thing ...

Doing Business Based on Trust and How it Can Backfire

By Peter Cheater · 13 years ago

This article is intended as a general warning to anyone embarking on a business venture with someone who you believe you can trust, or who you have worked with for a long period of time. ...