Mortgage & Debt

What is mortgage protection cover?
By Daxen Stewart · 14 years ago
Owning a home would be one of the top priorities and the first item on the wish list of anyone drawing a sufficient income in Ireland. Of course, they get relieved from paying a monthly ...
Full and Final IVA – A Guide
By Rich Spencer-Hayes · 14 years ago
Individual Voluntary Arrangements (IVAs) are a popular solution for people in the UK who are struggling with significant debt problems. In certain circumstances a full and final IVA is an option. What is a Full ...
House Equity Release: Revealing the Potential of Your Property
By Jim Wright · 14 years ago
The old people no longer need to worry about their security in the twilight days of their life. The release equity has come to wipe out all the creases on the wrinkled foreheads. The house ...
Hard Money Bids Farewell to Financial Turmoil
By Issac Gates · 14 years ago
Finally, the day has come where borrowers are not required to knock banks for loans and return home disappointed. Hard money has come up as a wonderful substitute in this context. Just imagine those days ...
Equity Release Loans for Elderly People
By Dorthy Williams · 14 years ago
Equity release is a tool that allows you to cash the capital value of your property without losing the ownership. Through equity release you can get a steady flow of income; however, the lender or ...
Another Five Ways to Minimize Your Mountainous Debts
By Larry Harris · 14 years ago
Wouldn’t it be nice to live a life without worries? Wouldn’t you prefer to be able to freely spend all your paycheck? We all have to deal with debt, even financial experts are getting debts ...
Financial Management Starts With The Question Why?
By Larry Harris · 14 years ago
If there is something common to everyone, that is no other than liabilities. We all need liabilities, because this will help us build a good credit rating, which in time will allow us to borrow ...
How To Get Out of Debt and Stay Out
By Gord And Gertie Guide · 14 years ago
The recent downturn in the global economy has pushed many people to the edge of financial crisis more than ever before. There isn't a person on the planet who has not suffered at the hands ...
Three Areas to Get Prepared for Qualifying for a Mortgage
By Linda Vanmarter · 14 years ago
Before approving a home mortgage, lenders will pay particular attention to three major items, your credit, income and assets. Credit -- In a mortgage lender’s eyes, the higher your credit score, the lower your risk, ...
10 Reasons for individual overspending
By Charlie Maine · 14 years ago
Many people in Great Britain are struggling with debt and one cause of this is overspending. Here are 10 reasons why people spend more than they can afford: 1. Shopping improves your wellbeing I know ...
The Significance of Mezzanine Capital in Funding a Business
By Rose Brazil · 14 years ago
Mezzanine Capital, also known as Mezzanine Debt, is a type of liability funding that comprises equity-based option, such as rights and warrants, and a lower-priority debt. It is a hybrid debt matter that is in ...
Demystifying Title Insurance Closing Costs
By Neil Stevenson · 14 years ago
Obtaining title insurance is a universal requirement for almost every mortgage and remortgage. While the expense is usually minimal compared to the overall expense of the property itself, it is important to understand what title ...
Can I Remortgage?
By Neil Stevenson · 14 years ago
The question "Can I remortgage?" is being asked more and more often as interest rates continue to fall. There are a number of variables involved in answering that question, but there are two basic issues ...
Title Insurance Refinance Options
By Neil Stevenson · 14 years ago
Title insurance is a required fact of life when originating a new mortgage, but many homeowners question whether they need to obtain new title insurance when they refinance. Unfortunately, the simple answer is yes. Title ...
Alternatives to Refinance Rental Property
By Neil Stevenson · 14 years ago
If you are considering refinancing your existing rental property, there are a number of factors to consider before committing to take the plunge. One simple alternative can streamline the process and save a considerable amount ...
What Is a Non Status Mortgage?
By Neil Stevenson · 14 years ago
A non status mortgage is a specific lending instrument designed to allow individuals who are unable to establish normal income to qualify for a loan. This mortgage type was originally intended to provide loans to ...
Home Equity vs Refinance: Time for a Rematch
By Neil Stevenson · 14 years ago
In the never ending battle between believers in home equity and the proponents of refinance, the rhetoric is often passionate and heartfelt. Battle lines have certainly shifted over the past several decades and there have ...
When Does a Cash Out Mortgage Refinance Plan Make Sense?
By Neil Stevenson · 14 years ago
Cash out mortgage refinance loans are a popular vehicle for homeowners with significant equity in their homes to obtain money at a reasonable interest rate. While the advantages of extra cash in hand are intuitively ...
The Top Things to Do Before You Sign a Mortgage
By Jill Manty · 14 years ago
Buying a house is an overwhelming experience for many. There are so many details to keep in mind, so many things to get done... Fortunately, the happy day does eventually arrive when you can sit ...
Information and Tips For Mortgage Loans
By George Sandler · 14 years ago
As the amount of those who take loans to pay their personal expenses have elevated much and is really a beneficial variety of people who undertake to guarantee mortgage loans. Mortgage is very best defined ...