Wealth-Building
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The Roth IRA Could Be Your Ticket To A Secure Retirement
By John Angel · 18 years ago
So what’s really the best retirement investing plan available to the average person?
Most financial experts consider the Roth IRA to offer the best of all worlds to those investors who can’t or won’t actively ...
Which Of These Costly Roth IRA Contribution Mistakes Will You Make?
By John Angel · 18 years ago
The Roth IRA is a smart investment choice for retirement.
Why? Because not only does your money grow tax free while you’re investing in one of these accounts… but… the flexibility of the Roth IRA ...
Ten Things the Average Person Does Not Know About Annuities
By Robert D. Cavanaugh, Clu · 18 years ago
Deferred annuities possess characteristics found nowhere else. They play an important part in seniors' portfolios.
Seniors hold billions of dollars in deferred annuities. However, my experience is that the average person knows little about the ...
Prepare Now For "The Retirement Zone"
By Clay Cotton · 18 years ago
Retirement planning is an pretty emotional subject. Many folks people fear they are not saving enough. Others are confused about investment options or they're unsure if their savings are being invested aggressively enough. Still others ...
When Not to Name Your Spouse the Beneficiary of Your IRA
By Robert D. Cavanaugh, Clu · 18 years ago
In most cases, naming your spouse as the beneficiary of your IRA makes the most sense. However, depending on your wishes, other beneficiary arrangements may do a better job of accomplishing your goals.
First, let's ...
Passive Income through Investments
By Jeremy Sassercollins · 18 years ago
"Passive Income" means different things to different people. Traditionally passive income means dividends from stock or rent from real estate investments. These types of income are popular, though the category is expanding. All passive income ...
If I Told You How I Got Rich Would You Listen?
By Tim Beachum · 18 years ago
You have been wondering how to generate a massive amount of wealth on the Internet. If you are reading this article you are probably at your wits end trying to figure out the key to ...
ILIT - The Irrevocable Life Insurance Trust
By Robert D. Cavanaugh, Clu · 18 years ago
Irrevocable Life Insurance Trusts (ILITs) are planning tools used to keep life insurance proceeds outside of the taxable estate.
For example, if a married couple has an estate of 6 million, they can pass 4 ...
You Can Retire Rich
By Adam Heist · 18 years ago
Claims that you can retire rich seem farfetched to some folks, especially those working what some perceive to be dead end, blue collar type jobs. Even then, these folks usually walk away with a pension ...
The High Yield Savings Account
By Piggy Banker · 18 years ago
With interest rates at fairly high levels, a good place to keep your money in the short term is a high yield savings account. These accounts, mostly offered by online banks, allow you to stash ...
Risk Versus Reward
By Robert Serina · 18 years ago
Risk versus reward is an important idea that is worth investing some of your time to learn. People make a decision not to learn certain things. It is a decision each one of us has ...
SEP IRAs: A Path to More Retirement Income?
By Robert D. Cavanaugh, Clu · 18 years ago
A SEP IRA is a plan that may allow you to put away more tax deductible dollars for retirement. For employers, SEPs are a simple way to establish a retirement plan for employees without many ...
Your Personal Values and Building Wealth: How to Stop the Money Tug-of-War
By Molly Gordon · 18 years ago
Money is a singular thing.
It ranks with love as man's greatest source of joy.
And with death as his greatest source of anxiety.
~John Kenneth Galbraith
HOW TO STOP THE MONEY TUG-OF-WAR
When your ...
Simplifying a Difficult Senior Planning Decision: The Family Home
By Robert D. Cavanaugh, Clu · 18 years ago
As Father Time marches on, the question of what to do with the home becomes a greater concern. In some cases, ruminating on the alternatives can dominate one's thinking. If a person is aware of ...
Wealth Building at 55 plus - Establishing Good Money Habits
By James Delrojo · 18 years ago
If you’ve reached 55 and you’re not rich yet then you will have to develop some new good money habits in order to become wealthy (if you already had them you’d be wealthy now). Ideally ...
Real Contribution - Make Money Doing What You Love
By Enoch Tan · 18 years ago
In this world, there are two categories of people who make money in society. One is the contributors and the other is the resellers. The contributors are the ones who create real value for society ...
Who Should Be the Beneficiary of Your IRA?
By Robert D. Cavanaugh, Clu · 18 years ago
You have a number of choices when it comes to selecting a beneficiary (or beneficiaries) for your IRA. Some are appropriate. Some are mistakes and can lead to delays and expenses in getting the funds ...
Practical Ways to Total Wealth Management
By Joshua Watson · 18 years ago
We all want to be financially free unfortunately very few of us ever get there. One of the most important steps to secure, maintain and improve financial independence is to manage your finances. I know ...
IRA Distribution Rules at Death: Critical Knowledge for Good Decisions
By Robert D. Cavanaugh, Clu · 18 years ago
The distribution rules required at the death of an IRA owner depend on several things:
1. Did the IRA owner die before or after the “required beginning date”?
2. Who is the beneficiary?
In order ...
Roth IRAs: Test Your Knowledge
By Robert D. Cavanaugh, Clu · 18 years ago
How well do you know Roth IRAs? Here are five tough questions. Let's see how you do…
1. I am 72 years young and still working. Can I set up a Roth IRA?
Yes. Unlike ...