Home gutters are essential to protecting your investment. In fact, according to MSN Money’s "Money Central", the best investment that a homeowner can make is to spend their money on places where it can be seen. In this regard, quality guttering fits the bill perfectly.

Guttering around a home can save an owner a significant amount of grief. Conserving money on the potential for exorbitant repair costs is one benefit. Standing water can damage foundations, and breaking down roofing materials to the point of causing leaks. Basements and crawl spaces are other places where unwanted water can accumulate. Rainwater can also lower the aesthetic appeal of your home by staining siding and causing rot in between exterior walls.

Choosing the correct type requires a detailed look at the weather conditions of where it will be installed, as well as understanding the different types of materials that are available.

There are two main categories of gutter styles. The first is the traditional, or sectional gutters, found on older homes. Although this type is less expensive, it requires the highest amount of maintenance. It is installed in shorter section, with each one having a joint. Each joint can be a point of weakness, since they are prone to leaks and stress. They attach by ferrules and spikes, which also create a weak point in areas of heavy snowfall or high wind.

Seamless gutters are the most modern type used today. There are fewer seams, and therefore less opportunity for failure under harsh conditions. They typically come in longer lengths and a variety of materials. Copper, aluminium, and galvanised steel are the most popular choices. Since they attach by hidden hangers, they also tend to be easier to install.

When it comes to the construction material, copper stands out above the rest. It is eco-friendly, being completely recyclable at the end of its lifespan. It will not corrode, instead developing what is known as a "patina". This is sort of like a protective coating that adds a film of protection to the metal. Although the most expensive, once installed, it can outlast the life of a home.

Aluminium is the second most popular choice. It is slightly less expensive than copper. Severe heat or cold can weaken this metal, so it is not the best choice for areas that see extreme climate conditions. It is paintable and also very simple to install. When done properly, it can also be very long lasting.

Third on the list is galvanised metal. This is an affordable option for homeowners who are looking for a less expensive seamless system. Since it contracts less than aluminium, it is a good choice for very cold weather. It is sturdy in areas that experience high winds and is corrosion resistant to a point. It may eventually rust, especially at the corners and downspouts. Galvanised metal is also very strong, so it will hold up to more weight from things such as accumulated vegetation.

Vinyl is yet another choice. For investors, or people who are not planning to keep a home for a long period, this can be a viable option. It is the least expensive material and offers a lot of eye appeal. Vinyl will become weaker over time, especially when exposed to sunlight and cold weather. Nevertheless, it is not subject to rust and very easy to install. Homeowners can reasonably expect to get 10-15 years of service from vinyl gutters, but since individual quality can vary, the product warranty should be consulted to be sure.