Ways to cut expenses on the basic needs and save!

It’s easier then you think to cut costs and put more money in your pocket! I have save annually $7128 by trimming costs on few items and reinvested half of saving on Penny Stock and on FOREX Bullet Proof Revolution! and my other half of savings invested in purchasing my new home. I sliced food bills by $2496, Cable bills $780, Car payments $600, Car Insurance $120, Gas $1920, Cell Phone $360, Kids Meal at School $468, and Movies for four $384 a year. You can cut more by trimming on all your clothing, electronics and anything else by checking on Buy.com you can get more deal on Vacation, Autos and more…. On Yahoo…..

How I did it? Here is the list of things that you can trip your bills down.

Cable Basics

I dropped the cable package, which I used to pay $75.00 per Month and save $780 a year. How I did it? I paid 3 Year Unlimited V.I.P Access ONLY FOR $34.95 and watch movies and TV Channels on Streaming Online Movies via the Verizon Wireless Internet and enjoy most of the popular channels online. You can also sign up with Satellitedirect.com and pay only $49.95 one time fee and enjoy over 450 channels and save $780 per year. If you pay $75 a month for cable or dish network that’s $900 a year, you are burning money for those channels that you don't watch. So think and find a way to cut on cable bill or go for basic package instead of premium.

Save on Cell Phone: You don't have to get $59.95 per month cell phone package that you do not use all features and do not use all unlimited days or nights air times. Go for basic $29.95 package or simply go for Pre Paid cell phone. I got my Pre-Paid cell phone from T-Mobile Cell Phones and Calling Plans and paid by the minute service, which lets you talk for very low rate and save. It costs me only $20 per month. If I do not use all my $20 each month, the balance automatically rolls over to next month, which is a great saving on my cell phone each month. I saved $360 per year or more. You can also check Just Free Cell Phones from Verizon Wireless

Car Payment: You can save big on car payment. Can you afford used car instead of new? By owning a used car you can save bundles. If you already owned new car and burnt down with high payment and interest, then time to refinance your car with lower interest, which can reduce your monthly payment significantly. Refinance your car with "Auto Refinance" Even if you save $50 per month on car payment that’s $600 saving per year. You can refinance your car loan with many companies. I have saved myself by refinancing my car and put $50 per month in my pocket. You can also get cheap car insurance and save extra. It is the best idea to save on repairs and skip the new-car payments. Go to independent repair shop instead of dealers that charge 20% higher.

Don't drive: If you can use ride share to your office 4 days a week that will save you $160 worth of gas per month, which is $1920 per year. Find out if you can telecommute 2 or 3 days a week. Telecommuting has huge benefit and of course it gives you a tremendous saving. If you can also use public transportation, leave your car at home and use the bus or train. Also shop for cheap car insurance and save at least $20 to $25 per month, which will increase your yearly total saving. Auto Refinance"

Save On Food:

Take lunch from home 4 days each week, which will save you average $12 per day, $48 per week, which is $2496 per year. Also look for coupons to buy your lunch or groceries. Cook meals at home instead of eating outside. You can buy your groceries at neighborhood Mom & Pup grocery outlet instead of going to fancy grocery stores. I buy most of my favorite food stuff at DollarDays and took lunch from home 4 days a week and saved $1496 per year. You can save big on most of the grocery items and enjoy shopping at DollarDays.com

More to come on my next article….