Tips For Taking A Vacation Without Breaking The Bank
- Author Denisa Tova
- Published December 4, 2011
- Word count 475
If you think a vacation is not in the cards because of budgetary constraints, then think again! Vacationing on a shoestring can be a challenge, but with preparation and planning it’s not impossible.
Taking advantage of frequent flyer miles and having the right travel insurance will help to keep the costs down, but some savvy planning is in order.
An estimated 100 million frequent-flyer program members hold at least 3.5 trillion unused miles. The problem is that people with significant miles often lose track of these great benefits.
Fret not, dear traveler; online programs such as Mile Blaster and Award Wallet will help you manage your miles. These handy programs will alert you before your miles expire and let you upload the info to your iPhone. These indispensable apps even calculate your trip mileage and check for any available bonus miles. Some mile-tracking programs come with a small subscription fee while others are free.
These mile-managing marvels make it well worth setting aside time to key in all your miles and rewards. And, during these turbulent times you may ask, "how safe are my miles if my airline goes under?" You do have some protection as most airlines share their mileage accounts with other carriers and you are generally able to transfer them.
If you manage your loyalty programs properly, you’ll soon be flying high.
This may be the last thing you want to think of while planning your trip, but travel insurance could very well save your trip and safeguard your travel memories. It covers you for things such as trip cancellation, medical emergency and loss of your luggage, and even reimburses you if your travel operator goes bankrupt.
Here are a few tips to take the headache out of choosing travel insurance:
-
Shop around for the best deal, which usually come from a third party insurer and not your tour operator or travel agent.
-
Know exactly what the plan covers. Ask about restrictions, what disasters are covered and what’s covered in the event of a medical emergency.
-
Beware of cancellation waivers. Your tour operator may tell you that for an additional fee you can simply cancel your trip. That may be true, but it typically comes with restrictions.
-
Understand how to put your plan to work and get your money back.
-
An instance in which you may not need it: In the case of natural disasters and other dramatic events beyond a travel provider’s control, you’re likely to get a refund if your trip gets completely canceled.
-
Check with your health insurer to determine how you are covered if you were to have a medical emergency overseas.
The bottom line is frequent flyer miles and wise travel insurance choices can help you take off on your next trip with peace of mind and a little extra money in your pocket.
Denisa Tova MBA, CFP, CFDP(TM), ChFC, CLU provides divorce financial expertise to divorcing individuals. She is a Certified Financial Planner(TM) practitioner and Certified Divorce Financial Analyst. You can find more information about Denisa Tova at: http://www.denisatova.com
Reprinted with permission of The Colorado Springs Gazette
Article source: https://articlebiz.comRate article
Article comments
There are no posted comments.
Related articles
- The Transformative Power of Yamaigel’s Certified Gel Eye Masks
- Checking account with cell phone protection!
- Keeping Cool This Summer: Air Conditioning Installation Services in Milwaukee
- A DIY Guide to Fixing Your Garage Door (with a Call to Garage Door Magnolia When All Else Fails!)
- Can a Bent Garage Door Be Bent Back into Shape? Don't Panic, Call Kiki Garage Door!
- How Can I Tell If My Garage Door Opener Sensor Is Bad?
- Maximizing Profitability: The Economics Behind Customizable Design Assets
- Exploring the Hidden Gems of Si Racha, Thailand
- DIY vs. Professional Movers: Pros and Cons in 2024
- MK Web Celebrates Top Position in Bourne's Premier Web Design Rankings
- The Road to Sobriety: Understanding Substance Use Disorders
- MotorKote Ultimate 40/60 Synthetic Hyper Mix 5W-30
- Exploring Denver on a Dime: A Frugal Travel Guide
- Top 10 Ways Production Scheduling in Business Central Transforms Manufacturing
- Strength Training and it's Incredible Benefits for Fat Burning
- Enhancing Home Security with Aluminum Shutters: A Focus on Weatherwell Elite
- 5 Easy Ways to Make Oral Hygiene Fun for the Whole Family
- Transforming Plastic Extrusion Machines into Recycling Powerhouses
- Unraveling the Potential of Plastic Extrusion Machines
- The Rise of Plastic Recycling Machines: A Step Towards Sustainability
- Strawberry Cheesecake Ice Cream: OMG! Unreal!
- The Advantages of Using Professional Home Cleaners in Ilford
- 8 Compelling Reasons to Hire Professional Home Cleaners
- The 12 Steps Narcotics Anonymous Program To Recovery
- Send Money to Tanzania: Effortless Transfers with SafariRemit
- Stylish Savings: 10 Frugal Ways to Stay Fashionable in 2024
- Fly Cheap With FlightPapa To Any City
- How Collaborating with a Software Development Company Can Propel Your Business Forward
- A Comprehensive Guide to Choosing the Best Hair Transplant Method
- 15 Frugal Tips for a Memorable Wedding Day