Valdosta is a city located in the State of Georgia and is the county seat of Lowndes County. In terms of auto insurance, the city has to comply with the regulations mandated by Georgia government.

There are many licensed insurers in the state including Good To Go Car Insurance, a subsidiary of American Independent Companies.

Georgia’s Insurance Regulation

The auto insurance regulation in Georgia is similar to that of most states in the U.S.

Based on the information provided on the official website of Georgia’s Office of Insurance and Safety Fire Commissioner, every driver registered in the state has to have at least liability insurance.

Drivers also have to include Bodily Injury and Property Damage with the minimum limits as follows:

Bodily Injury per person: $25,000

Bodily Injury per occurrence or accident: $50,000

Property Damage per occurrence or accident: $25,000

Liability Insurance is the coverage that pays for damages and injuries suffered by another person in the event of an accident in which you are at fault.

The coverage will pay up to the policy limit, and there is always a possibility that the non-at-fault party will ask for more in case the damage or injuries require more than your limit can provide.

Good2Go Auto Insurance is licensed to offer car insurance in Valdosta, Georgia, and it will make sure you get at least the minimum liability limit to comply with the rules.

For more than 25 years, Good 2 Go Insurance has been known to specialize in providing minimum liability coverage in every state in that it is licensed. But it can also refer you to other companies within its network to your satisfaction.

Physical Damage

There are two types of Physical Damage including Collision and Comprehensive. The former provides coverage for damages caused by a collision or accident to your vehicle. It is an entirely separate insurance coverage.

Similar to Collision, the second type is called Comprehensive which protects property damages from various causes other than an accident such as vandalism, theft, fire, etc. The state law does not require physical Damage, but it is usually required by our vehicle’s lender, a leasing company, or bank.

Although Good to go insurance is known mainly for its minimum liability policy, the company also provides both Comprehensive and Collision to give better protections.

Good2Go Insurance in Valdosta even offers an easy way for high-risk drivers to get the minimum liability insurance (non-standard insurance).