Best music insurance deals online

Arts & EntertainmentBooks & Music

  • Author John Cope
  • Published March 3, 2010
  • Word count 522

As a professional musician, your valuable possessions are more than likely your equipment and instrument. They are your most important component that allows you to do what you do. The thought of musical equipment being lost or stolen is enough to send a shiver down the spine of any musician. Losing your instruments is similar to losing your ability to use your hands. Theft can take place anywhere! You need to be cautious about your equipments while on the tour. But you may not be always there to keep a watch over the instruments. We often hear from well known bands around the globe that they were targeted specifically by the robbers for their instruments. Most of the bands are in the search of musical equipment insurance deals.

That's where online music instrument insurance quotes can help you. The best ones run on secure servers so that your privacy is insured. Search for the best insurance rates on the internet to ensure that you are dealing with a company that adheres to good business practices.

Every musician is passionate about his musical instruments. The passion for music will compel you to take them along with you, wherever you go. The pollution of the city can damage the music gear. The music equipments may get damaged or in the worst scenario get stolen. If you tend to carry your musical instruments, then you must follow some basic precautions. And protecting the music gears will be easy, if you buy music instrument insurance. Proper music insurance can fund you to get your gear repaired in case of damage and compensate the loss if they are stolen. Instruments are covered at home or in a studio and away from the home worldwide, including while performing.

As an ardent music lover you need to search the right musical equipment insurance deals as the value of many instruments has soared during the recession. Even the cost of raw materials has risen considerably. According to an industry specialist in London, cost of instruments has increased across the board by at least 20 per cent and in some cases beyond 50 per cent.

Most of the musicians think that their instruments are covered under home insurance and they do not need to buy separate music instrument insurance. A professional musician should discuss the issue with his insurer. If you are playing them in a band or orchestra then you need to pay extra premium for the cover. If this is not adequate, you may need specialist cover.

Jack Wilson runs Jazz Studios, a private music school that holds workshops and master classes for people learning to play instruments such as drums and guitar. A few months back his studio was burgled and two drum kits, an electronic piano, amplifiers, guitars and two computers were stolen. Luckily, he had opted for a specialist cover and got compensation for the loss in full. Simply sit at your computer and search for the insurer that provides music insurance. Read the fine print carefully and compare the rates. The chances are that you may find the best deal within a few clicks of the mouse!

John Cope is author of this article on Music Insurance.

Find more information about Musical Equipment Insurance here.

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