Iphone is an expensive cell phone to purchase and is susceptible to theft, damage and loss. You may leave it at a store and never claim back. If your Iphone is too expensive, then spending few extra dollars on its insurance is worth it. Should anything happen to your iphone, you can claim back if you have its insurance policy. A small monthly fee can save thousands of dollars spent on purchasing the iphone.

Iphone insurance is readily available through third party providers. Some people ask whether it is really worth it, then the answer lies that nearly 1.2 million phones face water damage in one year and thousands of them are iPhones. Once your phone falls into water, the chances of saving it are minimal to none. Without insurance, the owner of the damaged iphone will have to spend thousands of extra bucks to purchase another iphone or simply switch over to less expensive phone. Iphone insurance helps to get back the expenses of damaged or lost iphone in a day or two. Once an iphone is lost, there is no meaning to look for it under the seats of car. If you leave the phone unattended, then chances are that someone will decide to take it off. Replacing the iphone with a brand new one will cost more than double its price. It is better to take insurance policy. One will need to pay monthly fees but the total fees added up at the end of the year will cost less than what is spent on a new phone. By having an iphone insurance policy, you can make a claim and will get replacement phone in no time.

While looking for iphone insurance, one must consider finding an insurance company that offers as much coverage as possible. The coverage must include :-

Accidental damage-This type of coverage will surely protect one’s iPhone, should anything unexpected happen to it. If you sit on it, drop it on the ground, or accidentally place an object on top of the phone, iPhone insurance that provides this coverage will repair or replace the mobile phone.

Liquid damage- If one’s mobile phone becomes wet, the circuit board and other components of the device will short-out and render the device useless. This coverage will protect one’s mobile phone from damage that has occurred as a result of a liquid.

Theft- iPhone insurance policies that offer this type of coverage will replace your mobile phone should it become stolen.

Fraudulent call cover- Only FSA accredited and regulate insurance companies can offer this type of coverage. If your mobile phone is stolen, iPhone insurance companies that offer this coverage will protect and reimburse the insured up to £100 in fraudulent calls.

Extended warranty coverage- If your mobile phone breaks-down outside the manufacturer's warranty period, the iPhone insurance policy will repair or replace the device.

International coverage- Some iPhone insurance companies guarantee that they will provide their coverage to the insured no matter where they are in the world.