Author's articles

What's the advantage of driving a hybrid in terms of insurance?

By Marcus Stalder · 12 years ago

The current tendencies in gas prices and environment consciousness that more and more drivers start to experience make the decision of purchasing a new car a bit tricky. Some people start exploring alternatives such as ...

Is pay-as-you-drive a good deal?

By Marcus Stalder · 12 years ago

It's not often you see a headline on the foreign news section and actively worry about how it's going to affect you. Yet, when you look at the spread of the democracy movement in North ...

Common insurance exclusions to keep in mind

By Marcus Stalder · 12 years ago

If you aren't quite new to the concept of insuring own vehicle then you are definitely well aware that there are different kinds of coverage that protect your car against different perils for your money. ...

Take Advantage of Insurer Websites

By Marcus Stalder · 12 years ago

Sometimes, saving money on your insurance premium involves more than just getting a discount on your policy cost; it involves taking advantage of expensive systems that the insurance company has set up to make your ...

Cars to consider in terms of insurance

By Marcus Stalder · 12 years ago

There are a lot of factors that influence a buyer's decision when it comes to purchasing a car. Things like price, gas mileage, exteriors, interiors, safety and status play an important role when considering a ...

How to Choose Auto Insurance Provider

By Marcus Stalder · 12 years ago

They say there are only two things in life that are guaranteed, death and taxes. But if you want to drive a car in America, another life guarantee that you will have to deal with ...

One year after the ACA

By Marcus Stalder · 12 years ago

Time always passes more quickly than you expect so, now, we record the first anniversary of the Affordable Care Act. No matter what you think of this law, it remains a remarkable achievement. Despite all ...

Increasing the mandatory minimums

By Marcus Stalder · 12 years ago

In all but three US states, there are financial responsibility laws to mandate the carrying of insurance. In the at-fault states, these laws set the minimum amount of coverage drivers should have should they cause ...

Fraud levels rising

By Marcus Stalder · 12 years ago

Let's be honest. There's always been a problem with fraud. Most people are easy to trick into parting with their money. But, when you look around, it's often not so easy to get close enough ...

Fraud costs us all money

By Marcus Stalder · 12 years ago

There's a whole complicated argument about whether there's such a thing as a victimless crime. With drug-taking, for example, people claim the right to damage their own bodies. But when they cannot go to work, ...

Flooding problems worsen

By Marcus Stalder · 12 years ago

There are several facts clear. When you look at all the different types of natural disaster that can affect your home, flooding is one of the most common. It makes no difference whether you live ...

Living in the country

By Marcus Stalder · 12 years ago

Sometimes when your eyes scan the countryside as you drive the interstate, you catch sight of lone farmhouses or small communities nestling into valleys and you get caught up in that dream. Urban living may ...

The mandatory minimums

By Marcus Stalder · 12 years ago

Thanks to the healthcare debate, everyone has got all fired-up about the question whether insurance should ever be made mandatory. This has been picked up by the right wing of the GOP with the Tea ...

No more forgiveness in California

By Marcus Stalder · 12 years ago

Words are wonderful friends, even those that appear in insurance policies. Get those words on your side, and you've got those pesky insurers right where you want them (although not, as Sarah Palin would have ...

Insurance and family values

By Marcus Stalder · 12 years ago

In the majority of health plans offered to employees of cities and states, benefits are payable to dependents. There's an interesting federal case working its way through the court system at present. It arises from ...

What should young adults do?

By Marcus Stalder · 12 years ago

For once, let's forget about the future. With the cases on making health coverage mandatory almost certainly heading for the Supreme Court, there's little point is trying to second-guess how that's all going to turn ...

CLCA works

By Marcus Stalder · 12 years ago

One of the long-running themes in US life is this constant resentment at helping out the poor and needy. People whose lives have not been a success are stereotyped as scroungers. Any program that redistributes ...

Thinking about disability insurance

By Marcus Stalder · 12 years ago

When everyone else around you slows down at the end of the working day, you are the one still working hours later when they have all gone home. This is part of the positive commitment ...

Insuring against the weather

By Marcus Stalder · 12 years ago

Unless you live on the equator at at one of the poles, we seem to be getting a lot more weather these days. This may not be quite what we were expecting from the so-called ...

Picking a Car with Auto Insurance in Mind

By Marcus Stalder · 12 years ago

When you buy a new automobile, not only do you have a monthly car payment to make, but you also have an insurance bill to pay. Because you know that going in, you have a ...