Author's articles

Teen drivers and the problems they have with insurance
By Marcus Stalder · 13 years ago
Most drivers, especially the younger ones. Probably know that insuring a teen driver will cost you much more than a driver of any other age below 70. This is because teen drivers are considered to ...
Peculiarities of insuring your car as a home-based business
By Marcus Stalder · 13 years ago
When small business owners who have their home-based enterprises think of buying a new car that is to be used by the business, they always confront with the dilemma whether they need individual or commercial ...
Umbrella Insurance
By Marcus Stalder · 13 years ago
Your auto insurance policy has a limit. So does your home insurance policy. Limits may sound confining because they limit the insurance company's liability in claims that affect your car or home, but they also ...
Collecting the Death Benefit without Dying
By Marcus Stalder · 13 years ago
Medicine keeps getting better and people keep living longer and longer. The fact that so many live until retirement age, when, ideally, the children have grown up to become financially independent, makes the death benefit ...
Avoid fraud. Buy online!
By Marcus Stalder · 13 years ago
Long ago, in a television series called "Hill Street Blues", Sergeant Phil Esterhaus used to end each briefing session with the words, "Hey, let's be careful out there." It was dangerous thirty years ago when ...
Consequences of driving without insurance coverage
By Marcus Stalder · 13 years ago
We all are well aware of the fact that auto insurance is a legal requirement, and you're obliged to carry the minimum amount of coverage in order to drive a car in a particular state. ...
Pay-as-you-drive insurance
By Marcus Stalder · 13 years ago
One of the more interesting features of insurance is the degree of trust the insurer shows in what you say. Unless you are asking cover for something expensive and unusual, no insurer is going to ...
Massachusetts as a model
By Marcus Stalder · 13 years ago
If you want a way of predicting the future, look at someone already doing what you propose. If it works for this person, maybe it will work for you. Obviously, not everyone is the same, ...
What's the point in buying road hazard warranty?
By Marcus Stalder · 13 years ago
You know how it goes. A set of new tires for your car is quite expensive but it's a necessity you have to pay for, otherwise you simply won't be able to drive. But when ...
Tips on how to avoid auto insurance fraud
By Marcus Stalder · 13 years ago
Auto insurance abuse and fraud has become quite a problem in the past few years as there was a rise in fraud reports and diversification of schemes used to affect fraud victims. It has come ...
Moving between health plans
By Marcus Stalder · 13 years ago
Back in 2006, Massachusetts took a step into the unknown with a universal healthcare reform. As we come to the end of 2010, it's instructive to look at how things have changed in this state, ...
The most commonly stolen cars and insurance
By Marcus Stalder · 13 years ago
It won't be big news for car owners saying that some cars are just too good to not get stolen every now and then. To our regret, car theft is something that happens in our ...
What's the point in getting insurance with rental cars?
By Marcus Stalder · 13 years ago
How many times have you used rental autos and had to make the decision whether or not buying additional insurance for the rented vehicle. On one hand it's an additional cost you simply don't want ...
Pay-as-you-drive insurance
By Marcus Stalder · 13 years ago
There's always quite a big political edge to issues surrounding the insurance industry. In the case of vehicles it comes down to two big question marks. The first is whether the insurer should focus interest ...
Fitting extra safety
By Marcus Stalder · 13 years ago
The National Highway Traffic Safety Administration (NHTSA) carries the basic responsibility of ensuring the majority of vehicles on our roads are safe. This is the FDA for vehicles, but like food and drugs, it only ...
Getting the discounts
By Marcus Stalder · 13 years ago
Getting the discounts You know all those old lines: it's a dog-eat-dog world, never give a sucker an even break, it's a great life so long as you don't weaken. . . The common theme ...
What is insurance?
By Marcus Stalder · 13 years ago
What is insurance? Get past all the complicated language and this is a simple contract. You pay a premium and if one of the risks causes you loss, you can claim compensation. Because the insurers ...
That's some bad ZIP code, Harry
By Marcus Stalder · 13 years ago
There's fair, and then there's fair or not as the case may be. Looking around our fair land, it would be great to see only good stuff. But the world isn't made like that. We ...
Top Insurance Benefits You Need
By Marcus Stalder · 13 years ago
It is no secret that the insurance game can be a very expensive one, as it is one of the most lucrative industries in the world today. When it comes to car insurance however, it ...
Why Purchase Insurance Online
By Marcus Stalder · 13 years ago
If you are just starting to look for car insurance, you know there are a few ways to do it. The most tried and true way in generations past has been to rifle through the ...