Author's articles

To pay cash or through mortgage?

By Oliver George · 14 years ago

When people try to look for a new home after selling their previous house, they are faced with the question whether they will buy a new house cash or get mortgage for it. A person’s ...

Buying a House With No Money Down

By Oliver George · 14 years ago

Buying a house with no money down can be a possibility. The importance of owning a home is not just giving you a dwelling place but also a great investment and a major source of ...

Three Basic Steps in Getting a Mortgage

By Oliver George · 14 years ago

The first step in owning a home is to look for a mortgage. This can be sometimes overwhelming and disheartening. So you should be prepared for it. There are different types of loan products in ...

Caution: Home Buying Traps

By Oliver George · 14 years ago

First time home buyers are faced by unfamiliar road and risks. The possibility of buying the wrong home at a wrong time is higher for them than experienced home buyers. A suggestion to home buyers ...

DIY Home Improvement

By Oliver Ocampo · 14 years ago

"Do It Yourself" home improvement also has hidden costs. They can find themselves in a situation where the budget for the renovation or remodeling is exceeded during the course of the project. DIYers, more often ...

Prevention of Over Budget Home Improvement

By Oliver George · 14 years ago

Planning home improvement projects takes into very careful consideration the figuring out and setting aside the money needed. Some people ask contractors on how much are the estimated cost of the planned home improvement. The ...

Ownership and Quit Claim Deed

By Oliver Ocampo · 14 years ago

Ownership and Quit Claim Deed The deed to a property is a legal document that establishes ownership. There are different types of deed and for this article is the transfer of ownership through a quit ...

Why Refinance?

By Oliver George · 14 years ago

Why pay high if you can pay less on your mortgage payments? How would you know if it is time to refinance your existing mortgage and apply for a new one? Would the rates and ...

What Happens In A Foreclosure?

By Oliver George · 14 years ago

When a homeowner-borrower does not keep up with his/her payments the common actions follow… 1. A Lawsuit. The lender foreclose the property through a lawsuit. The lender must have a copy of a summon and ...

Helping Prevent Climate Change At Home

By Oliver George · 14 years ago

By Oliver George, a writer for the IBuyhouses.com – the fastest way to sell your house With the rapid development in the different parts of the world, climate change is becoming inevitable. But if we ...

Understanding the PMI Better

By Oliver Ocampo · 14 years ago

Lenders typically require home buyers to pay mortgage insurance when they put down less than 20 percent of their home's value. Payouts to the lenders are triggered when borrowers miss payments. Private Mortgage Insurance is ...

Hiring a Neighborhood Specialist

By Oliver Ocampo · 14 years ago

Sometimes buyers hire agents who work outside of an area. Working with an agent who doesn't have intimate knowledge of the neighborhood can hurt a buyer. Buyers can really find assistance in a "no non-sense" ...