Mortgage & Debt

Costs of arranging a Mortgage in Spain
By Heather Chambers · 1 week ago
In the last few years the cost of arranging a Spanish Mortgage have dropped considerably. Since regulation of 2019 there have been a number of changes. Mortgage deed tax The key saving is on what ...
Non resident Mortgages in Spain
By Heather Chambers · 2 months ago
The non resident mortgage market in Spain has been active for many years. From the days of unregulated and uncontrolled lending in the 90s and early 2000 to the more formal and regulated market that ...
Effective Strategies for Paying Off Your Mortgage Faster
By Tammy Emineth · 8 months ago
Owning a home is a significant milestone in life, but for many homeowners, the burden of a mortgage can feel overwhelming. The thought of being tied to a decades-long repayment plan can be daunting. However, ...
How Does Equity Release Work?
By Helen Ferneyhough Associates · 11 months ago
Imagine a world where your hard-earned money isn’t tied up in your property but is readily available to help you achieve your dreams. This is where equity release comes into play. In this article, we’ll ...
Florida First Time Homebuyer: The Indispensable Guide of Tips, Programs, and Resources
By Philip Bennett · 11 months ago
Navigating the journey to homeownership in Florida can be overwhelming, particularly for first-time buyers. This is especially true given that Florida ranks among the top states when it comes to high property taxes. Our guide ...
How to Become Debit Free?
By Daniel Laferla · 1 year ago
In this report we are going to discuss how to successfully manage your money and become debt free. Let's start with a few basic tips that will get you started on your journey to financial ...
Sellers Concession the Closing Cost Option
By Mohamed T Gulamali · 1 year ago
Seller concessions can be a very helpful tool for buyers to lower their upfront costs when buying a home. It's a tool that sometimes gets misunderstood, so let's talk about it. Some People believe that ...
Financing Short Term rentals with DSCR loans
By Clinton Sistrunk · 1 year ago
Short Term Rentals are an excellent way to achieve superior cashflows for savvy real estate investors. However, one of the main challenges investors face is financing their acquisitions. Often, they target a Conventional loan but ...
Why move to Roseville CA
By Gordon Cuffe · 1 year ago
Roseville, California is a fantastic place to call home for many reasons. Located in Placer County, just northeast of Sacramento, Roseville is a growing city with a rich history, plenty of amenities, and a high ...
Simple Interest Mortgage Advantage
By Clinton Sistrunk · 1 year ago
There is a little-known mortgage product that exists in the marketplace today, we call “The Simple Interest Mortgage”. Our most financially savoy borrowers today utilize this product to grow and safeguard their wealth. In fact, ...
Are Low Doc Commercial Loans available in Australia
By Ray Ethell · 1 year ago
With interest rates on the rise in Australia, hunting down high-quality investment opportunities has never been more important. While the vast majority of investors will always be drawn to residential property, savvy investors understand just ...
How to Obtain a Rural Agriculture Loan Quickly and Easily
By Ray Ethell · 1 year ago
Rural Property Loans Agriculture is a major sector for the Australian economy contributing 12% GDP. 307,000 people are employed in the sector that earns $155 billion-a-year. The numbers clearly show that agriculture is a big ...
What is a Caveat Loan?
By Ray Ethell · 1 year ago
The Meaning of a Caveat Loan Caveat loans are a short-term asset based loan product usually financed by private lenders. Compared to conventional forms of finance, a caveat loan can be established quickly (i.e. within ...
Tips for improving your Credit Score before getting a Home Loan
By Ray Ethell · 1 year ago
How to improve your credit score Here is a list of some quick tips to help you get the best possible credit score. While there is no guarantee that all of these options will immediately ...
3 Things To Look out for With An Equity Release Mortgage
By Ray Ethell · 1 year ago
Are you looking for a way to fund your kids’ college education? Do you imagine taking the holiday of a lifetime? Would you like to buy a brand-new car and possibly be able to deduct ...
Manage your Debts by Refinancing your Current Home Loan
By Ray Ethell · 1 year ago
A Debt Consolidation Home Loan can Help you take Control of your Finances Are your debts getting out of hand and you want to take control of your finances? If you have answered yes, you ...
How to Get a Home Loan with Unusual Employment or Income?
By Ray Ethell · 1 year ago
Since the Covid Pandemic an increasing number of people are choosing flexible working opportunities to successfully combine both their lifestyle and their income commitments. However, many home loan applicants have found that their bank is ...
20 Effective Debt Consolidation Loans Tips with Bad Credit
By Ray Ethell · 1 year ago
With the advent of COVID many Australians have been struggling with debt. Debt comes in many forms, there are previous loan installments, bills, payments and obligations that have piled up and end up becoming debt. ...
Tips for Choosing a Non Conforming Lender
By Ray Ethell · 1 year ago
If you needed to borrow money many years ago, you would go to the local bank where you had an account. You would fill out the loan application and hope that it would be approved. ...
Why is a Good Credit Rating Important in Australia?
By Ray Ethell · 1 year ago
When you lodge an application for a home loan, the first thing your bank will do is to check your credit score. A credit score or credit history is basically a result derived from the ...