How to Keep Your Sanity When Buying a Home
- Author Terry Onor
- Published June 12, 2010
- Word count 583
In a perfect world, the journey to becoming a home owner would be without issues and stress free from start to end. In the real world, though, this is really not the case. As much as you want things to go the way you plan them out to be, it's simply not that way. People who undertake the goal to own a piece of real estate property find themselves surrounded by many different stressors. Most of which would probably be new to them. Here are some examples of stressful phases in buying a home, as well as some suggestions to help you survive them:
The stress of finding a house.
Some people think that house shopping is the most enjoyable part of buying a home and, in a way, they may be right. However there are issues associated with finding a house that idealists may not see right away. For example, if you want to invest on Scottsdale Valley real estate, it may cause you some stress if you can find Scottsdale Valley homes for sale that don't really coincide with what you want or need, or are way beyond your budget. Finding the right house for you, finding it during market conditions favorable to you, and finding out that the seller is easy to talk to can take a while to realize. It doesn't always happen right away. Just bide your time and keep on saving up for downpayment. Think of it this way; the more money you have for downpayment, better options will open up for you.
The stress of applying for a loan.
This in itself could mean different levels of stress for a home buyer. There are so many things that could, theoretically, go wrong. You could get disapproved for a loan or receive a low appraisal value. Again, as you deal with the stress of not being able to afford the house you want, take this time to fix your credit score and work on your productivity so you'll be qualified for a loan in the next years to come.
The stress of dealing with people.
There are so many horror stories about buying a house and dealing with people along the way that can ruin the experience of buying a home for you. As you look at houses for sale, you can see that you'll meet all sorts of people who may make the process easy or hard for you. If you can meet incompetent real estate agents, you can be sure that you can also meet competent and dedicated real estate agents. If you meet owners of a house (which you absolutely adore) making the negotiation process a pain, you'll also meet owners who are not that way. Most of the time it has nothing to do with you, and most of the time you have the choice of sticking it out or just finding somebody else to work with.
The stress of waiting for the owner to accept or respond to your offer.
You've made your offer and you're not waiting for the owner of the house to make the next move. It's part of the process, this waiting period. It helps to have a plan B just in case the owner doesn't want to go on with the negotiations.
Talking to friends and family who have gone through the same thing will help you be more positive about the process and have faith that it's all going to be worth it in the end.
Terry Onor is a full-time freelance writer who writes about a number of topics including real estate. Look through Scottsdale Valley homes for sale and Scottsdale Valley real estate properties to invest on through quality listings from our site.
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