Low Interest Credit Card for Business
- Author Pamela Williams
- Published July 17, 2010
- Word count 530
The best thing about having a number of business credit card choices is the fact that you can compare different deals. In fact, some business credit card issuers offer low or zero introductory rates to keep up with the competition.
If you are presently in search of a credit card for your small business, don’t forget to check zero rate business credit cards that are available in the market. In this post, let’s discuss what zero rate business credit cards are and how you can use it to your advantage.
Save Your Business Budget with a Low Interest Business Credit Card
A business credit card with a low rate or a zero rate can enable an entrepreneur to cut back on business costs. The low rate or zero APR may be applied for a certain period which can range from 6 months to 12 months or longer, depending on the credit card.
During the introductory period, the business credit cardholder can actually charge purchases to the account and submit only the minimum monthly payment without incurring additional interest rate charges. However, it is important to remember that as soon as the introductory period ends, the regular APR will be applied.
You can even find zero interest business credit cards that offer different types of reward programs such as cash back, gas rebates and miles rewards. Indeed, being able to enjoy a zero interest rate plus the opportunity to get incentives is an opportunity worth taking.
How to Choose a Low Rate Credit Card for Business
You may find yourself confronted with a couple of choices and the only way you can be sure that you will be making the right choice is by studying the complete Terms and Conditions of a business credit card. Remember that a zero interest rate or a low rate offer does not automatically make a credit card the best one. Beyond the 0% APR, you need to check all the other fees associated with the business credit card such as the annual fee, penalty fees, balance transfer charges, etc.
What about the functions and features that comes with the credit card? Are those features especially designed to help business owners manage their tasks? For instance, will you be provided with a Purchase Protection warranty in case there might be issues with your purchases? Will you be provided with a quarterly or yearly account summary report that you can use as reference for your accounting tasks or in filing your taxes? Will you be able to access your account online? Does the business credit card issuer offer 24/7 reliable customer service? Will you be able to do online banking or send your payments online? These are just some examples of credit card functions that can help you in managing your business tasks.
Another important factor to consider is the credit reporting provision of a potential business credit card. Will your payments be accurately reported to the major business credit trackers? Aside from enjoying a reasonable interest rate or rewards, you need to ensure that your business credit card will enable you to build up your business credit history as a preparation for your future business goals and projects.
Pamela Williams is a Loan Consultant, Internet Marketer, Writer and owner of BusinessCreditCardSite.com, a finance company in Las Vegas, Nevada that provides support for businesses all across the US particularly with obtaining credit cards for business. Visit http://www.businesscreditcardsite.com
Article source: https://articlebiz.comRate article
Article comments
There are no posted comments.
Related articles
- How to Grow Your Small Business - From the Garage to the Warehouse to Retail
- How Do Demolition Services Benefit You?
- How to Make Money on YouTube Without Making Videos
- Maximizing Your Earnings: Tips and Tricks for Boosting Your Income
- Why Is Interior Painting so Expensive?
- Title: The Emergence of Custom-Built Metal Garages in the UK: A Sustainable Approach to Asset Protection
- Cash in on Success: Uncover the Best Affiliate Program Payouts
- How Can Home Insulation Reduce Energy Bills?
- 5 Profitable Tech Niche Markets for Online Profitability
- Overcoming Bidding Wars to Win-Win Agreements in Real Estate Negotiations
- Essential Considerations for Effective Garage Door Repair: Insights from Kiki Garage Door
- Securing Your Home with Expertise: Believe in Kiki Garage Door for First-Rate Garage Door Fixing in Mercer Island.
- Unleashing the Power of Hashtag Generator YouTube
- How to Start A Online Business?
- The Dark Side of Smart Machines: When AIs Turn Against Us
- A Step-by-Step Guide to Installing a Container Shelter
- A Complete Roadmap to End of Lease Cleaning: An A-Z Guide
- The Psychology of Wardrobe Organization: Reducing Stress and Enhancing Daily Routines
- Top-Rated Painting Contractor Lincoln, NE - Quality Workmanship
- Russell Brunson’s Secrets of Success Review: Unlocking Affiliate Opportunities
- Luxury Property Refurbishment in London: Creating Opulent Spaces
- Navigating the Kansas City Real Estate Market: Your Comprehensive Guide to a Successful Home Sale
- Enhancing Quality of Life: Non-Emergency Wheelchair Bound Transportation for Dialysis Patients in Houston, Texas
- Efficiency Starts with Cleanliness: Streamline Your Operations with Auckland's Top Cleaning Services
- Investors Drop Box vs. Traditional MLS Listings: The Future of Real Estate Investing
- Hire Shopify Store Manager Online Services with www.shopifystoremanager.com
- Work From Home Opportunities
- Understanding Free Inspection and Estimate from a Roofing Company
- Roadmap to Riches Review
- "Man and Van vs. Traditional Movers: Choosing the Best Moving Service in Manchester"