Here it is, November already! And before we know it the holidays will be upon us. And everyone probably knows someone who is completely done with their gift shopping, and probably has been for some time. Well, for those of us with a long gift giving list, there is nothing easier and more convenient than online gift cards.

Whenever you buy a gift for someone, whether it is for the holidays, birthdays or special occasions, finding that perfect gift can be stressful. But with gift cards, especially online gift cards, your worries can be over! There will be no need to run all around town to find that perfect gift for Aunt Betty this year. Or hoping that you have the right size when you find the jersey you know your friend Bob really wants. And for the avid gardener on your list, gift cards are perfect. Let them decide if they want a rake, a compost bin or even a decorative garden windmill.

And let’s face it; we all have a certain price range that we want to spend on certain individuals on our gift lists. Online gift cards are a great way of maintaining your budget and letting your recipient get exactly what they what. And purchasing online gift cards can literally cut your shopping time in half, it not more.

Online gift cards are the best way to ensure you're giving loved ones something that won't be returned, exchanged, or heaven forbid re-gifted. The recipient can take their time and pick out something that they truly want and that they will enjoy for along time to come.

Gift cards have the additional bonus of not having to make sure you have receipts for every purchase and knowing what gift was bought for whom. If your recipient does not have a receipt they are faced with either receiving an in store credit or exchanging it for something else. And we all know after the holidays what a hassle that can be. With online gift cards there is no hassle. Again, that hard to buy for gardener can simply go to a gardening website and pick out what they truly want.

And duplicate presents will be a thing of the past. You can confidently know that with a gift card, a person will not receive a duplicate gift and can actually find something very special for them.

Do you have people on your list that live far away? Think of the money you will save with gift cards in shipping alone. And people’s interest change. Last year your cousin in Denver may have really been into hiking. This year they are big on "going green" and are looking at different compost bins. Send them an online gift card and let them research and get the bin that they truly want.

As a safety note for you the consumer, it is better to pay for your online gift cards with credit cards. Credit cards have features that ensure your security and help prevent identity theft.

Online shopping is fun and convenient for you and for your gift recipients when they receive their online gift card. It can be like they are receiving a gift twice. Once when they open the present and then again when they go online and go shopping!