Disability Insurance for Psychotic Disorders
- Author Emely Porter
- Published May 17, 2011
- Word count 411
Around 1% of the population worldwide suffer from psychosis is one form or another. Individuals who suffer from psychotic disorders lose touch with reality and often experience hallucinations or delusions. The personality of the individual could suffer a serious impairment due to this. Within psychotic disorders there are different conditions that a person can be diagnosed with, which include a long term condition such as schizophrenia or a short term brief psychosis that could last from a few days to a month.
Some psychotic disorders such as schizophrenia are genetic and as a result you will often find more than one individual in a family with this disorder. Other causes of psychosis could occur due to stress usually arising out of the inability to cope with change brought about by an event in the person’s life such as a sudden move, a death of a loved one or even loss of job.
Some of the common symptoms associated with psychotic disorders are disorganized or incoherent speech, delusions, hallucinations and strange behavior. Delusions could either be grandiose with the person believing that he is a God or persecutory where the individual believes that there is a conspiracy against him. Similarly hallucinations could be either visual where the person believes that he can see something that no one else can or auditory where he is able to hear something that is not real.
Early intervention and treatment of psychotic disorders is essential as it could otherwise lead to further complications. A person suffering from this condition will be unable to take care of himself properly and if left untreated, he could even reach a mental stage where he gets self-destructive and causes bodily harm to himself by biting, bruising, hitting or cutting the skin. In some cases, he could even become a danger to others including his family and loved ones.
Diagnosis and treatment of psychosis involves a series of evaluations and laboratory tests in consultation with a qualified medical professional and long-term medication. Add to this the inability of the person to carry out his job to earn a living and his financial situation could take a beating. By applying for Canadian disability insurance an individual can secure the financial future for himself and his family. The Canadian Disability Corporation can help individuals in applying for disability insurance. Their team of qualified and trained advisors can assess each individual based on the existing family and medical history and recommend a suitable policy.
At the CDC we carefully choose the most knowledgeable and personable team members to serve you and your family. We will do our best to claim the Disability Tax Credit and any other related credits for you or a family member with a disability.
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