Most if not all of us want something better; a bigger car, a bigger house in a better neighborhood and we want to buy nice things for our family. We keep hoping for more but, in order to get what you don't have, you HAVE to do something you have never done before.

Here's one definition of insanity:

Doing the same thing over and again YET expecting different results!

As an employee, you can't stay at the same job forever and hope that a miracle will happen and your boss will suddenly give you a raise. You will be lucky that there is no downsizing in your company, which is going to happen more frequently over the coming months and years. And of course, switching to another company will only provide a short term solution to your long term problem.

Sure, you can take up a second or even third job, but do you have enough hours and stamina in a day to sustain it? Selling your time (that is, your LIFE) is NOT the way to go.

Trading your time for money isn't wise financial sense in the long term. You keep on increasing the hours just keep up in the rat race, but in the end, you get nowhere.

To add insult to injury, increasing your wages only puts you in a higher tax bracket. Your salary increases but so does the percentage of your tax. How can you invest in yourself when all the time you spend working for a company AND working for the government paying ever increasing taxes? What if you fall sick and can't work tomorrow? Will the government take care of your family? Well, the government is bankrupt, so the answer is NO, they won't and can't.

So isn't it time you take your finances more seriously?

People have many ideas about what they think money is. Some say it is a measurement of wealth. In years past, people measured wealth by how many livestock and horses they had. But do people measure wealth today by your cows and horses? Are your dollar bills sitting in the bank going to protect you if a recession strikes the country? No, wealth cannot be measured by dollar bills or digits on a computer alone.

Some people believe money is a form of power.

Yes, money can give you power, but if you are stuck on a desert island with a trillion dollars, what will that money mean to you? If someone offered you water and a helicopter to fly out of there, you would trade all your money in a second. So money is not an accurate measurement of power - it really depends on how you use it.

Many believe money is the root of all evil (which is a mis-quote from the New Testament by the way)… and many people take on this belief without much questioning.

Money absolutely is NOT the root of all evil (otherwise, why do you think churches still accept monetary donations?). Money is an excellent servant but a terrible master. If you are trading your life away for the dollar, money then has power over your life.

Unless you have proper financial intelligence, the lack of money can bring about a lot of warped thinking and produce in you a negative mindset as observed, primarily, in cheats, thieves, criminals, freeloaders, and politicians.

So let me get to the point. What is money?

Money is an idea, backed by confidence. Nothing more.

Those WITH money are willing to part with their money to buy other people's TIME With this extra time, they can spend THEIR time making more money and doing whatever they want to do with their own time.

While you as you sell your time (i.e. your life) for money, you are enslaved by it!

What most people don't realize is that there is a part of all of us that cannot be bought at whatever price. Would you chop off your little finger if your boss offered you 24 months of your salary immediately? You and I know we are worth more than that (right?). But when you hear that people selling their body parts for cash in some countries, it begs the question, how far would any of us go to get some more money?

So, if you want to get out of the rat-race and join the game that WEALTHY people play, check-out my website.