In this article you will learn a little known way to stop foreclosure of your home and save your money too.

Many people know of loan modification and bankruptcy to stop foreclosure of your home, but few know of this little trick. You can use an attorney to legally stop the process and save your home.

A real estate attorney can dispute your loan based on several factors, including the following: Errors in your loan, misrepresentations made by the lender, available equity left in the home and more. Once this process has started, you are no longer required to make your mortgage payments until your case is settled. Also, if errors are found in your loan, you may also be due financial relief. Your lender cannot demand payment, charge interest or late fees and cannot report any negative items to the credit bureaus during this time either. This will give you time to save your money and decide the best course of action. It may also give your lender a reason to modify your loan.If you need to stop foreclosure, a good real estate attorney might be the answer you are looking for. They will know how to challenge your lender and freeze your mortgage. Once this process is started in the courts, you will not have to make any mortgage payments until your case is settled. This will allow you to save your money for months. It may also give your lender a good reason to offer you a loan modification, especially if errors are found in your loan during this process. Your lender cannot demand payment, late fees or report anything negative to your credit bureaus during this time either.}

This process can take anywhere from 4 months to even years.

Unlike a loan modification, this program does not require a job or have any income requirements. This makes is perfect for a wide range of individuals who cannot get a loan modification. It is also administered by an attorney and not an underwriter. With a loan modification, you have to make enough money, but not too much to qualify. This is where most people get stuck.

If there is any drawback to this type of program, it is this. You cannot have a notice of sale date issued against your residence. If you do have a notice of sale, you need to take immediate action to stop this before you can proceed. Please seek legal advice on this matter as time is of the essence.

If you would like some more information on how to stop foreclosure, please visit the links below.