Many people go online in search of easy money, but they come out thinking the idea of quit-your-job online income is just a scam.

The basic problem is that most people do not know what to look for when trying to find the "right" opportunity for them - most people see an add on television or online, but do not do the proper research to see if the program meets their needs or not. As a result, they end up spending valuable time and money on home business scams that end up going nowhere, and they fail to take any action.

Those who are just starting out looking at online business opportunities can benefit from a list of a few simple "tests" that often separate legitimate systems from scams and time-wasters.

First, how expensive is the program? In any business, you are trying to make a profit. Always be realistic about how much you can afford to spend, and if the pricetag is more than you make in two months, it is probably a good idea to walk away.

Second, is there an actionable plan in the program? Many "make money online" only give you general information but never really tell you what to do, much less when to do it. If you are going to start an online business, you need to have a realistic plan.

Third, does the program have a money-back guarantee? If a seller is confident in their product and confident that you will be satisfied with it and actually have a decent shot of making money, there should be a guarantee of at least 30 days attached.

Next, how much does the sales letter promise you will earn? Everyone wants to make millions of dollars, but it is not terribly realistic to make seven figures in your first month, or even your first year. Try to find a program that doesn't hang its sales pitch on trying to make you believe you will be sipping cocktails in the Caribbean by the time you are through reading it.

Finally, ask yourself if the system is right for you. There are many, many ways to make money on the Internet, and the key to any of them is your ability to follow through and take action to make them work for you. Even if it's not a scam, if you don't think you can stick to it, keep looking.

Far too many people just dream of having a successful business online, but once they buy a product it just sits on their hard drive or in their garage with no action being taken. Money will not fall from the sky: Find something you can set your mind to, and then commit to it.

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