One of the extra fees that you have to pay for when renting a car is insurance. Although insurance is a must, sometimes you just don’t have extra budget for it. Do you know that you can actually avoid expensive car rental insurance?

Some car hire companies will give you the option whether to get insurance or not while some will simply inject the cost in the actual car rental rate. Sometimes they do this without even informing the customers. This is the reason why most of the time, insurance is considered as a hidden cost in car rental. Is there a way to avoid hidden car rental insurance?

These tips will somehow help you get away with car rental without having to pay additional charge for insurance:

• Check out the coverage you get from your standard car insurance policy. Some car insurance policies cover you even when you are driving a rental car. If you have already confirmed with you car insurance company that you are covered, then you don’t have to get an extra insurance coverage.

• Check out the coverage that you can get from your credit card provider. Some credit card providers will give you insurance coverage when you use their credit card in renting the car. So before you rent a car, give your credit company a call or pay them a visit to ask about coverage.

• If you are not covered by your standard insurance policy or your credit card company, then you don’t have any other choice but to get a car rental insurance. You will still have the chance though to save money. If you find a good car hire company and a good car rental deal, then you wouldn’t have to pay too much on car insurance. You can get it at a practically low price.

You can avoid car rental insurance if you are covered by your standard insurance policy or if your credit card company will take cover. But if you’re not covered by either both, then you have to pay extra for car rental insurance.

Before you pay for extra car insurance, make sure that you understand your coverage. This is to ensure that you get maximum benefits for what you pay for. Make sure to read the small prints of the policy and car rental agreement. As with everything, understanding will lead you out of trouble later on.