If you are a lottery player in the state of Tennessee, the concise guide to Tennessee lotto games will tell you everything you need to know; it includes info on which games are right for you, cost, odds, and prize payouts. There are, basically, two types of games - Draw games and instant scratch tickets.

Draw Games:

Powerball: Powerball is one of the two big jackpot games that Tennesse Lottery offers. It costs $1 per ticket and draws every Wednesday and Saturday. Powerball is perfect for you if you dream of becoming filthy rich. That's because the jackpots are huge and often reach into the hundreds of millions of dollars level. But of course, with big jackpots comes big odds. The odds of winning Powerball are 1-in-195,249,054.

Mega Millions: Mega Millions is the second big jackpot game that Tennessee Lotto offers. It's almost the same as Powerball, except that the odds are just slightly better - 1-in-175,711,536. It also costs $1 per ticket and draws every Tuesday and Friday.

Pick 5: Pick 5 costs $1 to play and draws three times per week, every Monday, Wednesday, and Saturday. The odds of winning the jackpot are a lot more reasonable - 1-in-575,757. Pick 5 is for people that want to win a lot of money, but also want to play lotteries where they have a more reasonable chances of winning. The prize payouts are not as high as Powerball or Mega Millions but they are decent, nonetheless. Jackpots start at $100,000 and increase if they are not won.

Cash 4: Cash 4 costs just 50 cents to play and draws twice per day, every day - Once in the afternoon and once in the evening. Cash 4 is for people that want to get their daily gambling fix. The prize payouts aren't huge, but the odds are good. The odds of matching all four numbers are 1-in-10,000. If you match all four numbers, you win $2500. Conversely, you can choose to play Cash 4 for $1 instead of 50 cents. If you do this, all of the prize payout levels double, meaning that if you win the top prize, you win $5000 instead of $2500.

Cash 3 Just like Cash 4, Cash 3 costs just 50 cents to play and draws twice per day, every day - Once in the afternoon and once in the evening. It is also for people that want to get their daily gambling fix. The prize payouts aren't huge, but the odds are great. The odds of matching all three numbers are just 1-in-1000. If you match all four numbers, you win $250. Conversely, you can choose to play Cash 4 for $1 instead of 50 cents. If you do this, all of the prize payout levels double, meaning that if you win the top prize, you win $500 instead of $250.

Instant Scratch Games:

Tennessee Lotto has dozens of instant scratch games to choose from. Some of the more popular titles include Millionaire Jumbo Bucks, $250,000 Las Vegas Cash, Jingle Jumbo Bucks, Tennessee Millionaires Club, Winter Wonderland, and Big Money Maker. The odds on all of the instant scratch games vary. But, generally, they are much better than the odds in the draw games and usually cost more. Tennessee Lottery's scratch games are perfect for people that want to scratch and win immediately, rather than wait for a draw to be held.