Mortgage & Debt

A Few Reasons People Get 2nd Home Mortgages
By Corey Bellcastro · 12 years ago
First of all, What is a second mortgage? A second mortgage is a loan on your home, just like your primary mortgage, but usually for a smaller amount and with a higher interest rate. In ...
Should I Consult Financial Services for Purchasing or Refinancing a Home?
By Alberto Kreider · 12 years ago
A mortgage loan is a loan secured by a real property through the use of a mortgage note. Mortgage notes are proven through the granting of mortgages, which secure the loan. Normally, the word mortgage ...
How To Repay Their Debts Swiftly Using Interest Rate Arbitrage
By Justin Mcbride · 12 years ago
Many financial gurus advocate paying off debt immediately so that you can get to work building a savings. This strategy sounds good on the surface, but it isn't always the appropriate financial move. Racking up ...
Why Mortgage Protection Insurance is important for a Homeowner
By Alan Wulz · 12 years ago
Mortgage Protection Insurance can be a valuable resource for homeowners if an unexpected event prevents them from being able to pay their mortgage. Mortgage Insurance is a financial product that is different than some other ...
Home Insurance 101
By Albert Martinez · 12 years ago
For those of you buying a new home in this down market, one of the things you will definitely need before you can close escrow is a home insurance policy. Many people find insurance very ...
Dealing with Debt Part 2 - Gambling Debt in Canada
By Michael Goldenberg · 12 years ago
Gambling debt in Canada is an epidemic not unlike the Flu. If you have a gambling debt in Canada, don't get down on yourself. Addiction is an illness and gambling is something that is highly ...
Ontario Mortgage News - Mortgage Interest Rates Increased by Two of Canada's Banks
By Paul Mangion · 12 years ago
In Ontario mortgages news this week it seems that the rate wars are over; with RBC and TD Banks recent announcement that they are increasing their mortgage interest rates. Their five year closed interest rate ...
Ontario Commercial Mortgages - How to Find a Good Commercial Mortgage Broker
By Courtney Mcelroy · 12 years ago
Ontario commercial mortgages are designed for businesses and/or investors who want to purchase or refinance an income producing commercial property. Commercial properties can include retail centres, condo developments, apartment buildings, office buildings, industrial properties, retirement ...
Live for the Future with a Good Present
By Larry Shannon Blucher · 12 years ago
If you are a person who believes in the present and not in the future then you are on the wrong side of things because if a person who lives for the future must always ...
Primary Trade Lines | Credit Enhancement
By Shawn Matthews · 12 years ago
Even though there are many types of credit accounts (aka primary trade lines) out there for consumers, there are few for those with bad credit. Those who are looking for credit enhancement only have a ...
Long Term Debt Problems
By Miriam Hayle · 12 years ago
The definition of long term debt from an accounting perspective, is any amount outstanding for more than one year. Applying this definition then - and adding the term "problems" means we are looking at a ...
Equity Only Mortgages in Ontario
By Paul Mangion · 12 years ago
There are so many different types of mortgage products available these days that it's hard to know what’s what. Equity only mortgages in Ontario are a great mortgage product for a consumer who has unconventional ...
Regaining Your Financial Future Through Chapter 7 Bankruptcy
By Kevin Germaine · 12 years ago
Life changes all the time. One minute you are high on life, planning a wedding, buying a new home, furnishing it and racking up credit debt like no tomorrow. You are on top of the ...
What Your Condos Home Owners Association Board Should Know Before They Says "No" To FHA Approval!
By Sam Spade · 12 years ago
On February 1st of 2010 the entire game changed with regards to obtaining FHA insured loans for condominiums. No longer could a seller get "Spot" (single unit) approval when they tried to sell their condo. ...
Second Mortgage Financing in Ontario – Second Mortgage Application Process
By Paul Mangion · 12 years ago
Second mortgage financing in Ontario is something that many homeowners use to raise capital to finance debt consolidations, home improvements and more. Refinancing your home and taking out a second mortgage is slightly more complex ...
Guidelines That You Can Follow For PPI Claims
By Matthew Anton · 13 years ago
Victim Of PPI If you are mooting the option of going for a PPI reclaim, i.e., Payment Protection Insurance claim, then there is no doubt that you have been a victim of the false promises ...
What to Look for in a Good Private Lender Who Offers Private Mortgage Financing
By David Mandel · 12 years ago
Private mortgage financing can be tricky, whether you are a Mortgage Agent, Mortgage Broker or a consumer looking for this type of mortgage financing. Typically people who need private mortgage financing don't qualify for financing ...
Should Consumers Try Debt Relief Companies?
By Miriam Hayle · 12 years ago
Consumers that happen to be deep in debt have a tendency to speak to debt relief companies to understand more about their alternatives. There are a lot of legal issues when it comes to debt, ...
Scottsdale Home Owners Cut Your Mortgage Rates
By Jason Young · 12 years ago
Refinancing Can Cut Your Monthly Payments! - If you are already a home owner, you can save a lot of cash on a recurring basis, just by getting your existing loan refinanced. - Flexible and ...
A Contract for Deed vs. Traditional Mortgage
By Hellen Perry · 12 years ago
A contract for deed, sometimes known as a land contract or an installment sale agreement, is a contract between a seller and buyer of real property in which the buyer agrees to pay the purchase ...