Mortgage & Debt
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Many Benefits of Veteran Loans
By Chris Davenport · 9 years ago
When it comes to buying your dream home, many people rely on loans. They act as your savior and help you to buy the house of your dreams. If you are a veteran and have ...
All You Need To Know About HUD 184
By Chris Davenport · 9 years ago
It is the dream of every individual to own and buy a house. However, it is not easy as it seems to be. With the ever increasing prices of the real estate it becomes difficult ...
Are House Prices Canada's New Successful Birth Control?
By Ira Smith · 9 years ago
Sky high house prices are the delight of one generation and the doom of another. Baby boomers’ happiness directly correlates with the increase in house prices. They can cash out and live the retirement they ...
FHA Lowers the Monthly Mortgage Premiums - Should You Refinance Your FHA Loan?
By Dan M. Kennedy · 9 years ago
Recently (01-26-2015) the FHA lowered the monthly insurance premiums by 0.5%. The change does not apply retroactively. Sorry!
The news got a lot of homeowners wanting to refinance so they could lower their expenses.
And ...
Credit Card Basics: How and When to Use Them
By Odalys Puig · 10 years ago
The specter of insurmountable credit card debt keeps many people from using credit. While it is good to be aware of the dangers of misusing credit cards, one should remember that with proper forethought credit ...
Who Can Benefit from an Offset Mortgage?
By Laura Ginn · 11 years ago
Over the last decade, the offset mortgage market has experienced exponential growth. Low savings rates combined with increased consumer awareness have pushed offset products into the mainstream, after years of relative obscurity. However, many potential ...
Top 7 Tips for Buy to Let Mortgages
By Laura Ginn · 11 years ago
There is a growing number of first-time buy to let landlords in the UK. With buy to let mortgages offering attractive rates, rent prices hitting new highs, and house prices setting records, landlords are seeing ...
Over One-Third of Income Spent on Mortgages or Rent in Many Households
By Laura Ginn · 11 years ago
Although mortgage interest rates have hit a historic low, many households are paying over a third of their income on housing costs. According to an Ipsos MORI survey commissioned by the BBC's Panorama programme, 31% ...
Tips for Mortgages
By Laura Ginn · 11 years ago
Signing up for a mortgage is a necessity for many people who wish to own their own home. There aren't many people who can afford to spend several hundred thousand pounds for the home of ...
Basics of How to Compare Loans: Understanding Index and Margin in Adjustable-Rate Mortgage Loans
By Laura Ginn · 11 years ago
If you're wondering how to compare loans, two of the most important elements to look at are the index and margin. These are especially important in ARMs, which feature varying rates of interest and flexible ...
Analyzing the Terms and Conditions for a Mortgages Comparison
By Laura Ginn · 11 years ago
When analyzing the terms and conditions for a mortgages comparison, there are always a few factors you'll want to keep in mind. Many people look at mortgages as a necessary evil on the path to ...
How to Maximize the Way You Use Your Visa Credit Card
By Laura Ginn · 11 years ago
Using credit cards poorly has the potential to sink you into debt and rack up enormous interest fees. But used correctly and conscientiously, you can reap the many benefits of spending on a credit card ...
How Offset Mortgages Work for Fixed and Tracker Mortgages
By Laura Ginn · 11 years ago
For consumers who are looking to save money on their home loans, the first option is usually to opt for a home loan that offers the lowest interest rate. While this path works well for ...
5 Smart Strategies to Eliminate Your Credit Card Debt
By Laura Ginn · 11 years ago
The excitement of making just the minimum payment on your credit card balance only lasts a while. Millions of Brits, who carry a balance, discover the danger of minimum payments after they feel the sting ...
Business Bridging Finance
By Dave Jones · 11 years ago
You have a business and need a short term and fast loan? If so, you might find that the best option for you is business bridging finance.
Bank Lending
Most people, when thinking about raising ...
How Credit Scoring Works
By Nick Ihrke · 11 years ago
One thing that some people don’t realize is that they don’t have just one credit score, they have several. There is currently more than 100 credit-scoring models being marketed to lenders, the most common being ...
A Lender Misrepresentation Could Allow for an Injunction to Stop a Foreclosure
By Eddy Warren · 11 years ago
We will employ the terms "fraud" and "misrepresentation" generally, however you should notice that these phrases may have significantly unique legal definitions in various states. By way of example, many states have statutes that control ...
Mortgage Scams Lead to Debt And Harassment
By Garret Frison · 11 years ago
The Federal Trade Commission has stepped up its investigations and prosecutions of mortgage relief scam artists. Since the start of 2013, the FTC has obtained settlements from over 20 individuals and companies involved with scamming ...
Wait! Conventional Home Loan? There's a Difference?
By Corey Bellcastro · 11 years ago
Yes, there is a difference. Not all loans are created equal. A conventional home loan is basically a home loan that is not backed by the federal government of the United States. For first time ...
Your Average Mortgage Payment
By Corey Bellcastro · 12 years ago
According to a study done by Lending Tree.com, the average mortgage payment in America in 2011 based on the average home price of $222,261 for a thirty year term at four percent is $1061. Hawaiians ...