When people are preparing to get wed, one of the things they should decide on is where they will live after the wedding. Ideally, this should already be taken cared of before they were given married so that they can settle down and start their married life smoothly and with less difficulties.

Should you hire a house with your companion or buy a new one? There's really no right or wrong answers when it comes to this. There aren't any clear cut formulas to establish whether it is better to get a house before or after you get married. A lot of it depends on finance preparedness, the quality of your relationship with each other, and other things. A few individuals think that purchasing a house before getting married is too rash, since anything can still occur before the big day and if the wedding doesn't push thru, then one person ( or perhaps both ) will be left with an unneeded house and a mortgage on their hands. Naturally, not a great deal of people wish to consider such negative possibilities.

The best thing to do when considering buying a home before getting married is to talk with your future better half and decide on certain points :

1. Location - Where are you wanting to focus your house search? If you would like to go looking for Miami property, work out which neighborhood you need to concentrate your search in. When looking thru Miami homes up for sale, figure out how a long way away from your chosen neighborhood you are prepared to search. Are you ready to widen the search circle to one or two more towns in case you can't find something in Miami that suits your preferences and budget?

2. Type of house - what sort of house are you going to look at? How many bedrooms are you wanting in it? How many bathrooms do you like it ought to have? How enormous if the garage be? Are you on the lookout for a starter home or something that you will wish to stay in for a long time? Knowing the specs and sort of house that you would like to buy will help you reduce down the search and pin down the right house for you.

3. Price - How much are you able to afford now? How much can you afford when the payments begin. Factor in how much your combined revenue will be and how you will structure your position after you are married. Structuring a budget is not a simple thing. You'll have to sit down and actually talk about money matters. The house you'll buy should be something that you both can afford as well as something that you can keep on paying for the years to come.

4. Sort of mortgage - Decide on what kind of mortgage you'd both want to get. Perhaps you could have different viewpoints on what you must get, so it is important to get this out of the way as soon as possible. Decide also under whose name you'll get the mortgage. At first, perhaps you'd like only one person's name to be on the title. Ask your property agent how you can go about adding your spouse's name to the title after the wedding, if that is how you would like to do it.