Finding the right mortgage broker in Derby can make a big difference in your home-buying journey. These professionals act as your guide, helping you navigate through the vast options of loans available, ensuring you get a deal that fits your financial situation perfectly.

Derby, known for its rich history and vibrant community, offers a variety of mortgage brokers who specialize in understanding local market conditions.

This list of the top 7 mortgage brokers in Derby is designed to connect you with experts who can simplify the mortgage process, making your dream of homeownership a reality.

⭐ Stagg Mortgage Services – Helping You Make Smarter Home Moves

📍 6 Dyche Lane, Coal Aston, Dronfield, S18 3AB

📞 0330 133 9177 | 📧 info@staggmortgages.com

If you’re looking for mortgage advice that feels both personal and professional, Stagg Mortgage Services is a great place to start. They work with a wide range of clients—from first-time buyers to seasoned landlords—and pride themselves on delivering tailored support that’s actually built around your situation.

One thing that really makes Stagg stand out is how much broader their offering is compared to the average high street bank. They’re not limited to a single panel of lenders, so you’ll have access to more deals, more flexibility, and ultimately, more control over your choices.

But they don’t stop at mortgages. Stagg Mortgage Services takes a holistic view of your finances, offering advice on wills, pensions, investments, bridging loans, and more. They also collaborate with trusted accountants, solicitors, estate agents, and surveyors—so if you're someone who wants a smooth, all-in-one experience, this kind of wraparound service can be a game-changer.

Whether you're investing, upsizing, or looking to remortgage, Stagg Mortgage Services brings clarity to the process, without charging you a penny in fees. It's advice you can trust—and access without the cost.

🏡 MortgageKey – Trusted by Thousands, Backed by Experience

With over 2,500 glowing reviews on Trustpilot and more than £2 billion in mortgage lending under their belt, MortgageKey has certainly earned its reputation. They specialize in a range of services, including mortgages, equity release, and second-charge loans—helping you find the right financial solution without overwhelming you with jargon.

What I love about their approach is how focused they are on personal service. Whether you’re just starting out or working through a more complex financial situation, they’ll take the time to explain your options and guide you toward the most sensible outcome.

They don’t share much about their internal structure (like staffing or offices), but honestly, their results speak volumes. If you're looking for a broker who combines expert knowledge with a no-fee, customer-first mindset, MortgageKey is one to have on your list.

💻 Mortgage 1st – Fast, Modern, and Designed for Your Lifestyle

📍 United Kingdom

Not a fan of endless paperwork or back-and-forth meetings? Mortgage 1st is here to make things easy. This independent mortgage and protection adviser embraces a modern, remote-first model—you can handle your entire mortgage journey over the phone or by email. That means faster responses, quicker decisions, and less stress for you.

They’re especially great for people who need speed and flexibility. In many cases, they’ll provide a quote, a Decision in Principle, and even submit your application—all in the same day. If you’ve got a busy schedule or just prefer getting things done without the extra fluff, their system works beautifully.

Mortgage 1st has earned their place at the top of Freeindex, backed by over 1,000 five-star reviews. That kind of customer feedback doesn’t come easy—it comes from real consistency, clear communication, and delivering results.

🧠 Derbyshire Mortgage Services – Advice for Life, Not Just the Mortgage

📍 Allestree, Derby

Here’s a name that keeps coming up among those who value experience and honesty. Derbyshire Mortgage Services is known for offering genuinely free mortgage advice—without hidden costs or unnecessary complications. Their focus is simple: take the stress out of securing financing and help people make confident, informed decisions.

With a team that collectively brings over 100 years of experience, they know how to navigate the market’s twists and turns. And their long-standing relationships with major lenders mean they can often offer access to exclusive deals.

🧩 Mortgage Advice Bureau – Big Network, Big Expertise

With more than 2,000 advisers nationwide and over £16 billion in annual loan volume, Mortgage Advice Bureau is one of the largest networks in the UK mortgage space. But don’t let their size fool you—they’re still laser-focused on personalised service.

Whether you prefer face-to-face meetings or the convenience of a phone call, their advisers are ready to help. Because of their strong lender relationships, they often have access to mortgage products you won’t find elsewhere—especially useful if you have a unique set of needs or financial circumstances.

🏏 Finance Advice Centre Ltd – A Fresh Approach to Mortgage & Financial Advice

📍 Chatsworth House, Prime Business Centre, Raynesway, Derby, DE21 7SR

📞 01332 821 340 | 0800 103 2655

📅 Established: 2014

If you're after a mortgage and financial advice provider that brings energy, passion, and a personal story to the table, Finance Advice Centre Ltd might be just the right fit. Based in Derby and established in 2014, this company has grown impressively over the past decade—thanks to a strong client-first ethos and a dynamic network of advisers across the UK.

What makes their story especially interesting is the founder himself. Matt Cassar—a former professional cricketer originally from Australia—made a successful pivot from sport to finance. And that same drive, discipline, and strategic thinking he brought to the pitch now fuels the company’s mission: helping people make confident, informed financial decisions.

🧠 Create Finance – Smart Mortgage Solutions for Complex Situations

📍 35 Friar Gate Studios, Ford Street, Derby DE1 1EE, UK

📅 Established: 2015

📜 Certification: CeMAP (Certificate in Mortgage Advice and Practice)

Established in 2015 and based in Derby, Create Finance has quickly built a strong reputation for helping clients who might not get a second look from traditional lenders. Led by Karl Yeoman, a CeMAP-certified adviser with over 10 years of experience, the team has a clear focus: provide tailored, no-judgment mortgage advice to those who need a little extra care navigating the process.

What I love about their approach is how down-to-earth it is. You won’t find a cookie-cutter service here. Instead, they take the time to understand your situation—whether you’re a first-time buyer, refinancing, or dealing with bad credit—and match you with the right mortgage product based on you, not just your credit score.

🌟 Bonus Tip: Don’t Overlook Local Gems

While national brokers offer a lot of resources, sometimes your best bet is a smaller firm that truly understands your local market. If you're based in or around Sheffield or Derbyshire, a few names—like Stagg Mortgage Services or Derbyshire Mortgage Services—offer the kind of personal connection and regional insight that can really come in handy.

Conclusion

Selecting the right mortgage broker in Derby can make a substantial difference in your home buying journey, offering access to better rates and a smoother process. The five mortgage brokers listed offer a wealth of experience, personalized service, and a commitment to helping you find the best financial solution for your needs. With their expertise, navigating the complexities of mortgages becomes more straightforward, allowing you to secure your new home with confidence. Consider reaching out to one of these professionals to discuss your options and take the next step towards homeownership.