Web Site Security Options For Online Consumers

Online shopping has become more popular over time due to the comfort and convenience of shopping at home. But, while shopping on the internet has become a regular thing for many, studies have shown that many still choose not to go to the internet for their jewelry and books. This is likely due to the fact that they just don't feel that Online shopping is safe. Here are some options for those that love to shop and want to feel safe about doing it online as well. It all comes down to proper website security.

Have anti-virus software, anti-spyware software and a firewall installed on your computer You need this to insulate yourself against computer viruses and Trojan horses that can wipe your hard drive. Make certain you update your software consistently and pick a trustworthy business to download or purchase the software from. Also, you should think about applying the strongest security level available from the software without taking away the functionality you require.

Have a decent knowledge about the websites you do business on When Online shopping, be as selective as you are when shopping in town. Possibly even more. you should be sure the website is managed by a business that you trust. If you are checking out a site for the first time, find out the phone number and physical address of the company behind it. Learn what the business does about product exchanges and returns. Research their product and service guarantee and privacy policy. Also, look for trust marks or trust seals displayed prominently on on the site. Online businesses that have been verified by a third party often display trust marks proving they're current with website security.

Read the website's privacy policy Anytime you're filling out personal and financial information online, it's important that you read and understand the privacy policy. Make certain that you know exactly how your private information will be stored and used, and whether they plan to provide or sell it to a third party.

Take advantage of the web site's security features Layers of protection are added to your transaction if passwords and other website security features, like security questions, are used the right way.

Make sure that your information is being encrypted Many web sites use SSL (secure sockets layer) to encrypt private information. The way to know if website security has been put into action and the site is using a SSL when the URL begins with https, rather than http. Also, there should be a padlock icon.

Never respond to e-mails that ask for your confidential information Attackers often try to grab your confidential information by pretending to be a real business and making a request that you corroborate or confirm your account info. Be aware that any valid company will never ask for this sort of information through email.

Check your bank statements regularly Keep good records of your purchases and compare them to bank statements. If you find differences, report them immediately.

Use a credit card There are laws that limit your liability for forged credit card charges, and you might not have the same level of protection with a debit card.

These are just a couple of thoughts to help keep you safe when you shop on the internet.