Author's articles
Are Low Doc Commercial Loans available in Australia
By Ray Ethell · 1 year ago
With interest rates on the rise in Australia, hunting down high-quality investment opportunities has never been more important.
While the vast majority of investors will always be drawn to residential property, savvy investors understand just ...
How to Obtain a Rural Agriculture Loan Quickly and Easily
By Ray Ethell · 1 year ago
Rural Property Loans
Agriculture is a major sector for the Australian economy contributing 12% GDP. 307,000 people are employed in the sector that earns $155 billion-a-year. The numbers clearly show that agriculture is a big ...
What is a Caveat Loan?
By Ray Ethell · 1 year ago
The Meaning of a Caveat Loan
Caveat loans are a short-term asset based loan product usually financed by private lenders. Compared to conventional forms of finance, a caveat loan can be established quickly (i.e. within ...
How Can a Private Loan Help Your Cash Flow Situation
By Ray Ethell · 1 year ago
Private Loans for Business Owners
Non Conforming Lenders and Private Lenders can solve the cash flow problem of business owners with the help of a private loan (sometimes referred to as a short-term 1st or ...
Tips for improving your Credit Score before getting a Home Loan
By Ray Ethell · 1 year ago
How to improve your credit score
Here is a list of some quick tips to help you get the best possible credit score. While there is no guarantee that all of these options will immediately ...
3 Things To Look out for With An Equity Release Mortgage
By Ray Ethell · 1 year ago
Are you looking for a way to fund your kids’ college education? Do you imagine taking the holiday of a lifetime? Would you like to buy a brand-new car and possibly be able to deduct ...
Manage your Debts by Refinancing your Current Home Loan
By Ray Ethell · 1 year ago
A Debt Consolidation Home Loan can Help you take Control of your Finances
Are your debts getting out of hand and you want to take control of your finances? If you have answered yes, you ...
How to Get a Home Loan with Unusual Employment or Income?
By Ray Ethell · 1 year ago
Since the Covid Pandemic an increasing number of people are choosing flexible working opportunities to successfully combine both their lifestyle and their income commitments.
However, many home loan applicants have found that their bank is ...
20 Effective Debt Consolidation Loans Tips with Bad Credit
By Ray Ethell · 1 year ago
With the advent of COVID many Australians have been struggling with debt. Debt comes in many forms, there are previous loan installments, bills, payments and obligations that have piled up and end up becoming debt. ...
Tips for Choosing a Non Conforming Lender
By Ray Ethell · 1 year ago
If you needed to borrow money many years ago, you would go to the local bank where you had an account. You would fill out the loan application and hope that it would be approved. ...
Why is a Good Credit Rating Important in Australia?
By Ray Ethell · 1 year ago
When you lodge an application for a home loan, the first thing your bank will do is to check your credit score. A credit score or credit history is basically a result derived from the ...
Most Common Ways That People Fall Into Personal Bankruptcy
By Ray Ethell · 1 year ago
Main Causes of Bankruptcy in Australia
Personal bankruptcy is a fact of life in a capitalist economy. The ups and downs of the economy cause many households to enjoy prosperity before a rapid decline. In ...
How to Choose a Consumer Credit Counseling Agency?
By Ray Ethell · 1 year ago
There are numerous people struggling with debts and are unable to consolidate these debts into a home loan or an unsecured loan and are looking for help to come out of this mess. If you ...
Consolidate Your Debts and Take Control of Your Finances
By Ray Ethell · 1 year ago
With the aim of settling the arrears, people go in for filing for bankruptcy or Part 9 as and when they face financial problems. It is a general belief that all the problems can be ...
How to get a Home Loan due to a Bad Credit Report
By Ray Ethell · 1 year ago
A Credit Report plays a vital role in analyzing the current financial status of an individual. Bad creditors often have to make many compromises as most of the people considered that they cannot afford to ...
Business Line of Credit: A Lifeline of Your Financial Needs!
By Ray Ethell · 1 year ago
Unsecured Business Loans
A business line of credit is one of the most popular type of business loans for the small business owners or those who are starting up a new business. It could act ...
Debt Consolidation Home Loans are a Solution to Multiple Debt Problems
By Ray Ethell · 1 year ago
Take Control of Your Finances with a Debt Consolidation Loan
In this world of consumerism, with so many products and services that lure us all the day and night it imperative to fall into their ...
Unsecured Small Business Loans in Australia
By Ray Ethell · 1 year ago
There are numerous small business owners who are looking for quick business loans and we provide them with that. The generic size of loan that small businesses apply for and easily qualify for is in ...
Facts You Should Know About Low Doc Home Loans in Australia
By Ray Ethell · 1 year ago
Low doc home loans are those loans where the Self Employed borrower is either unable to or reluctant to submit evidence of lodged tax returns. Thus these loans are classified as high-risk home loans. A ...
No Doc Loans from Private Lenders
By Ray Ethell · 1 year ago
Unlike banks, No Doc Loans from Private Lenders or hard money is supplied by private money lenders. The term hard money implies that it is secured by real assets, such as a property. Hard money ...