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Avoid Making These Mistakes With Your Capital One Card
By Laura Ginn · 10 years ago
A Capital One card is a safe and convenient way to pay for everyday purchases, often while getting cash back and other rewards for every pound you spend on the card. However, careless use of ...
What You Need to Know About Government Christmas Benefit Payments
By Laura Ginn · 10 years ago
If you are receiving government assistance under specific schemes, you will be eligible for a yearly Christmas benefit payment, also called a Christmas bonus. While this payment isn't huge, it might come in handy. Your ...
How is Your Credit Rating Determined?
By Laura Ginn · 10 years ago
If you have recently conducted a credit rating check and found that you have a poor or average credit score, you might wonder how your credit rating is calculated. It can be difficult for many ...
Factors to Consider Before Getting Building Insurance
By Laura Ginn · 10 years ago
Before you invest in an insurance policy to cover both your business and the valuable items contained inside, there are a few important factors to consider. While all building insurance policies operate in largely the ...
Paying too Much to Protect Your Home? Seven Steps to Cheap Home Insurance
By Laura Ginn · 10 years ago
Protecting your home is one of the best investments you can make, financially and otherwise. Not only will home insurance prevent you from paying out a lot of money if and when there is damage ...
Who Can Benefit from an Offset Mortgage?
By Laura Ginn · 10 years ago
Over the last decade, the offset mortgage market has experienced exponential growth. Low savings rates combined with increased consumer awareness have pushed offset products into the mainstream, after years of relative obscurity. However, many potential ...
Types of Unsecured Personal Loans
By Laura Ginn · 10 years ago
Even consumers who practice careful spending habits can sometimes find themselves in financial trouble. Unexpected expenses such as car repair bills or medical costs can strain your budget and leave you wondering how you will ...
Top 7 Tips for Buy to Let Mortgages
By Laura Ginn · 10 years ago
There is a growing number of first-time buy to let landlords in the UK. With buy to let mortgages offering attractive rates, rent prices hitting new highs, and house prices setting records, landlords are seeing ...
Over One-Third of Income Spent on Mortgages or Rent in Many Households
By Laura Ginn · 10 years ago
Although mortgage interest rates have hit a historic low, many households are paying over a third of their income on housing costs. According to an Ipsos MORI survey commissioned by the BBC's Panorama programme, 31% ...
Consumers Could Pay More if the European Commission Caps Credit Card Fees
By Laura Ginn · 10 years ago
The European Commission (EU) has threatened to cap the credit card processing charges that banks impose on businesses and shops. In turn, the banks have threatened to add higher fees and other charges onto cards ...
Tips for Mortgages
By Laura Ginn · 10 years ago
Signing up for a mortgage is a necessity for many people who wish to own their own home. There aren't many people who can afford to spend several hundred thousand pounds for the home of ...
How Parents Can Find The Best Secured Loans Deal To Help Their Children Get A Home Loan
By Laura Ginn · 10 years ago
With the property market heating up, there has never been more pressure for first time homebuyers to purchase their own homes. Interest rates are at record lows and competition between buyers is driving up property ...
Current Account Focus: The Santander 123
By Laura Ginn · 10 years ago
Launched in March 2013, the Santander current account has been lauded by experts as the UK's most generous current account in terms of customer rewards, according to The Daily Mail. If you are considering making ...
Basics of How to Compare Loans: Understanding Index and Margin in Adjustable-Rate Mortgage Loans
By Laura Ginn · 10 years ago
If you're wondering how to compare loans, two of the most important elements to look at are the index and margin. These are especially important in ARMs, which feature varying rates of interest and flexible ...
Analyzing the Terms and Conditions for a Mortgages Comparison
By Laura Ginn · 10 years ago
When analyzing the terms and conditions for a mortgages comparison, there are always a few factors you'll want to keep in mind. Many people look at mortgages as a necessary evil on the path to ...
Switching Current Accounts - Does It Risk Your Credit History?
By Laura Ginn · 10 years ago
Are you hesitating to switch to a new current account because you're worried that your credit history will be affected? Do you feel that switching to a new bank and a brand new current account ...
Selecting Current Accounts: Tips to Find the Best Current Account UK Providers Can Offer
By Laura Ginn · 10 years ago
When it comes to choosing current accounts, there are more options than ever before. Finding the best current account UK banks have is getting increasingly challenging as a result. Nevertheless, don't give up the hunt ...
People aren't Taking to Current Account Switching in Great Numbers. Do They Have Trouble Comparing Current Accounts?
By Laura Ginn · 10 years ago
The current account is the most prevalent kind of bank account in the UK. According to a report by the OFT, called Review of barriers to entry, expansion and exit in retail banking, 93% of ...
Bank Accounts for Bad Credit 101
By Laura Ginn · 10 years ago
Unemployment, illness, and unexpected tragedies cause many people to be a position of having bad credit. Once your credit rating drops low it, it is hard to bring it back up. There are bank accounts ...
Addressing Common Misconceptions About Ethical Banks and Credit Unions
By Laura Ginn · 10 years ago
Thanks to the all-too-common misconceptions and half truths circulating about alternative banks, ethical banks, credit unions and building societies, many otherwise socially and financially responsible people are choosing to avoid this type of financial institution. ...