Do you make more than the minimum required payment to your creditors? Do your balances go down? Do they go down slowly? When enrolled in our debt management program your interest rates will be lowered and some will even be eliminated which is going to get you out of debt between 3-5 years instead of 15 -20 years.

Clients of our Debt Management Program realize a savings of 20-50% in payments, which enables them to pay off debts quicker and regain financial stability.

Members of our Debt Management Program pay a set amount to the program and those funds are then disbursed to all creditors on a monthly basis. One of the benefits of the Debt management program is all your accounts are combined into one lower monthly payment which can be set up upon request as an automatic withdraw from your checking or savings account.

Debt Management and Consolidation. Quotes to Live By.

1. Use credit cards only for convenience, never for credit.

2. When starting out, don't worry about not having enough money. Limited funds are a blessing, not a curse. Nothing encourages creative thinking in quite the same way.

3. Don't waste time grieving over past mistakes. Learn from them and move on.

4. Read carefully anything that requires your signature. Remember the big print giveth and the small print taketh away.

5. Pay your bills on time.

6. Never invest more in the stock market than you can afford to lose.

7. Read the bill of rights.

8. Be cautious about lending money to friends. You might lose both.

9. Discipline yourself to save money. It's essential to success.

10. Keep expectations high.

11. Keep overhead low.

12. Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michelangelo, Mother Teresa, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein.

13. Read hospital bills carefully. It's reported that 89% contain errors-in favor of the hospital.

14. Forget the Joneses.

15. Drive inexpensive cars, but own the best house you can afford.

16. Live beneath your means.

17. Learn how to read a financial report.

18. When paying cash ask for a discount.

Get Started Now! and receive a FREE consultation from a certified credit counselor and learn how much money our service can save you.

A special thanks to "Life's Little Instruction Book."